Any review for AU Royale Saving Account?

[Nemesis]

I already hold Indusind Exclusive, IDFC Wealth (just converted after 10L MAB; they might get me downgraded to select if MAB gets low), ICICI (Salary account; CC told it's Titanium Saving account).

Am in search for the next good account i can get my hands on... AU Royale... seen the benefits like good interest rate on FD/Savings on their website with 1L MAB but want real reviews on the charges and customer care. Any other good account with low MAB and other charges with RM or should i wait till March next year for any offering just like Indusind Exclusive 0 balance?
I know many will tell for HDFC/Axis but won't be keeping more than 5L in each of them for offers.

I will soon convert my ICICI account to wealth (for 0 MAB) by switching the amount between IDFC wealth and ICICI.
Later will decide which account to keep salary one.

Not inclined for Credit Card... as they were already providing me AU Vetta LTF due to my company.

 

[kn0w1]

Well, they are stopping the 1% cash back of up to 200 from June. It was the main reason I was using the debit card for credit card payments.

Offers have reduced on various platforms as well and even otherwise I have a Zenith CC, so guess it is time to close this account considering other small finance banks offer higher interest rates.

 

[Salvo08]

Well, they are stopping the 1% cash back of up to 200 from June. It was the main reason I was using the debit card for credit card payments.

Offers have reduced on various platforms as well and even otherwise I have a Zenith CC, so guess it is time to close this account considering other small finance banks offer higher interest rates.

You can still extract a return of 0.875% by merely paying credit card bills of ₹2L or more (₹1250 from Milestone Benefit + ₹500 from reward points). I use this to pay my HDFC and IndusInd credit card bills and rest through HDFC bill pay.

 

[Slayer]

Well, they are stopping the 1% cash back of up to 200 from June. It was the main reason I was using the debit card for credit card payments.

Offers have reduced on various platforms as well and even otherwise I have a Zenith CC, so guess it is time to close this account considering other small finance banks offer higher interest rates.

Moving to which bank?

 

[napster003]

I closed my AU account recently; can share my views for you to take some decision:

Positives:
1. Timely credit of interest - believe it is higher than what IDFC and other banks are offering
2. Instant approval of CC - this is irrelevant for you as you are not looking for one
3. AU Royale welcome Kit
4. Account can be closed just by sending a note to Customer Care - no need to visit Brach
5. No unnecessary charges

Negatives:
1. Pathetic RM
2. Less products from Loan perspective - they have still not launched Home loan in the market

Overall, a good account to hold.

How to close the au account would a call to customer care be enough ?

 

[V360V360 is verified member.]

How to close the au account would a call to customer care be enough ?

Send an email to c.care@aubank.in and they will close your account in 7 days.