Any working ways to earn cashback on HDFC cc payment?

[anupam77]

Any working ways to earn cashback on HDFC cc payment more than 1 lac? Any inputs?

 

[Lalsingh22]

Any working ways to earn cashback on HDFC cc payment more than 1 lac? Any inputs?

Name the Debit Cards of different Bank you have.

 

[drvirag]

There is whole thread abt it. U cud hv read instead of making a thread for this.

A

Thread 'Which Debit Card to use for Credit Card Bill Payment in July 2025'

Feb 26, 2025

Which Debit card use for Credit Card bill payment in July 2025:

1) IDFC Debit cards: All IDFC account holder apply 2nd debit card - Add-on IDFC Firstap Sticker RuPay Platinum Debit Card.

You will get same reward points and 10x reward points benefit as per your account variant - Normal/General, Select, Wealth and Private account.

Apply 2nd IDFC Debit card ( primary visa/mastercard card + this add-on RuPay card both will coexist) from IDFC app, under your debit card section.

If you want to understand it better, think of it like this:

• For an IDFC Normal...

• Abhishek012
• best bill bill payment credit card credit card bill credit card bill payment debit card hdfc kotak payment points rbl removed reward reward points rupay sbi upi vdc visa wallet
• Replies: 8,280
• Forum: Debit Card

• 
• 
• 

 

[anujdit]

Payment through Payzapp using SBI Virtual Debit Card

 

[anupam77]

Name the Debit Cards of different Bank you have.

HDFC and SBI

 

[navdeep22]

No need

Payment through Payzapp using SBI Virtual Debit Card

No need to use sbi unipay with sbi debit card??

 

[Trust Me]

No need

No need to use sbi unipay with sbi debit card??

No need. In fact I'd recommend avoiding UniPay altogether, and use alternatives (e.g. Freecharge) which are much better.
.

 

[navdeep22]

No need. In fact I'd recommend avoiding UniPay altogether, and use alternatives (e.g. Freecharge) which are much better.
.

i did not knew sbi debit cards give rewards points on cedit card payments, thats why have been using shitty unipay which fails payment evey now and then

 

[Lalsingh22]

HDFC and SBI

Pay through Payzapp.

For payment of 1L through SBI VDC
Normal RPs - 1000
Bonus RPs - 1000
Milestones Benefits RPs - 1000

Total - 1000+1000+1000 - 3000
1RP Value - ₹0.25
Total Amount - 3000×0.25 = 750

Total Reward Return - 0.75%

 

[Lalsingh22]

But pay in Part of 50K because SBI VDC daily Limit is 50K/day.

So, Pay 50K today & Pay 50k tomorrow.

Also, I think you will also get Reward Points from Payzapp for Credit Payment.

 

[Lalsingh22]

No need

No need to use sbi unipay with sbi debit card??

For SBI VDC - PhonePe, PayZapp, Navi, Paytm, MobiKwik, Freecharge, BillDesk, etc all of these are applicable for Rewards Points.

 

[navdeep22]

For SBI VDC - PhonePe, PayZapp, Navi, Paytm, MobiKwik, Freecharge, BillDesk, etc all of these are applicable for Rewards Points.

Okay, and 1% back on 50k spend per day right in virtual debit card

 

[Lalsingh22]

Okay, and 1% back on 50k spend per day right in virtual debit card

Nope, 0.75% on 1L through SBI VDC in Regular Months.
In Birthday Month it will be 1%.

 

[Lalsingh22]

For SBI VDC - PhonePe, PayZapp, Navi, Paytm, MobiKwik, Freecharge, BillDesk, etc all of these are applicable for Rewards Points.

Also, all transactions on these platforms through SBI VDC use RUPAY Variant. Processing Fee are being charged on Visa & MasterCard variant by some Platforms.

 

[rutgersbach]

i did not knew sbi debit cards give rewards points on cedit card payments, thats why have been using shitty unipay which fails payment evey now and then

Unipay stopped working since march though, what are you on about?

 

[navdeep22]

Unipay stopped working since march though, what are you on about?

It works for sbi debit card, used this month only