Just wanted to check out if there was any adventurous soul in the group who tried reapplying for IDFC First CC after closing existing idfc cc.
My situation:
I had Niyo IDFC Zero Balance Account with 1L Limit and they offered me IDFC Classic CC with 80k Limit as preapproved offer. I took it (mistake). Now I am stuck since they do not offer upgrades so easily.
Anyways, I applied for fresh IDFC Account after some months and got upgraded to Select acc, planning to upgrade to Wealth acc by next month.
I know getting IDFC Wealth CC is tough in general. So was wondering what if I close my existing classic cc and wait for 2-3 months. Will they again give me preapproved offer based on my Wealth Account? Or can I manually apply?
My situation:
I had Niyo IDFC Zero Balance Account with 1L Limit and they offered me IDFC Classic CC with 80k Limit as preapproved offer. I took it (mistake). Now I am stuck since they do not offer upgrades so easily.
Anyways, I applied for fresh IDFC Account after some months and got upgraded to Select acc, planning to upgrade to Wealth acc by next month.
I know getting IDFC Wealth CC is tough in general. So was wondering what if I close my existing classic cc and wait for 2-3 months. Will they again give me preapproved offer based on my Wealth Account? Or can I manually apply?