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Apple Watch & Zopper Wellness Program Worth It? (Series 10/Ultra/SE) - offline only

Everything regarding this offer is falling apart.

Anyone received payment yet?
They stopped giving payments after 20th December ig. But since this is a legal contract in form of a policy, it comes under IRDAI and claims need to be paid within 30 days as per IRDAI norms so if they are not following it, it will backfire them only
 
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