Applied Axis myzone for new credit Limit

[Anon1]

I have 3 Axis credit cards with 92k limit, But I want to increase the credit limit hence I have applied Axis myzone card for new higher credit limit, but to my shock it was approved with the existing credit limit which was shared with other existing axis credit cards.

the myzone credit card still didn't delivered, Can I do not activate this card by not doing any transaction as I have applied this card only for the more credit limit increase but my plan failed.

I will go for manual credit limit increase option.

Need suggestions please. TIA.

Edit: I have applied via ongoing LTF
campaign offer from axis website in last month, Hence this is a new credit card application not an pre approved offer.

 

[Anon1]

Usually Axis gives high credit limit in their core credit cards like My Zone, Indian Oil etc.

I think you applied too soon or you don't have high credit limit reported by other banks in your cibil.

I have hdfc with 1.4L still they provided with shared limit and applied too soon I guess

 

[Anon1]

Get paid myzone card by customer care, pay joining fees and call customer retention team and ask them to either cancel the card or make it LTF they will agree for LTF

Did anyone tried this LTF trick?

 

[Aryan Malhotra]

Did anyone tried this LTF trick?

I have converted my MyZone card to LTF and my friend also tried this on his IOCL it was also converted to LTF, this trick only works for entry level cards like neo iocl myzone

 

[Card_Crafter]

Usually it doesnt happen........ It might happen in case when there was significant time gap between last Axis card, and there is change in income/cibil etc.

Like last card was issued 1 year ago, when salary was 10 lakhs, cibil 780....... and you apply after 1 year, when income is 15-20 lakh and cibil 790... just a random example to explain.

Happened with me

They gave me three different limits for three cards in less than a year. Infact the gap between 2nd and 3rd card was just 3 months. Income almost same but CIBIL had some improvements.

 

[pxg]

I have hdfc with 1.4L still they provided with shared limit and applied too soon I guess

1.4L is not too high. 1L is usually the minimum for C2C.

Best way to get higher limit would be offline application with income docs or C2C.

 

[samm255]

They gave me three different limits for three cards in less than a year. Infact the gap between 2nd and 3rd card was just 3 months. Income almost same but CIBIL had some improvements.

Email them and ask to match highest limit on all cards, they will do without any cibil inquiry.

 

[samm255]

@Anon1 I would suggest to try from different mobile number when you apply next time for LTF.

 

[Walter White]

Apply for a higher variant card using C2C. Once you receive the card, ask bank to match highest limit. If you want to keep the card, fine. Else, close it.

 

[drsel]

I have 3 Axis credit cards with 92k limit, But I want to increase the credit limit hence I have applied Axis myzone card for new higher credit limit, but to my shock it was approved with the existing credit limit which was shared with other existing axis credit cards.

the myzone credit card still didn't delivered, Can I do not activate this card by not doing any transaction as I have applied this card only for the more credit limit increase but my plan failed.

I will go for manual credit limit increase option.

Need suggestions please. TIA.

Edit: I have applied via ongoing LTF
campaign offer from axis website in last month, Hence this is a new credit card application not an pre approved offer.

I just closed my zone card because it has been devalued
the discount on swiggy is max 24%, only 120 on 500.

SWIGGYIT give me 60% discount of max 120 on 200

 

[Card_Crafter]

Email them and ask to match highest limit on all cards, they will do without any cibil inquiry.

Already done.

 

[Anon1]

I just closed my zone card because it has been devalued
the discount on swiggy is only 120 on 500.

Yes, it was now have only benefit is B1G1 in Paytm.

 

[drsel]

Yes, it was now have only benefit is B1G1 in Paytm.

Paytm is not required because with Magnus card you get 1+1 free on BookMyShow 5 times on movies and plays and everything

 

[R@J]

Already done.

Did you get the limits matched easily?

 

[Card_Crafter]

Did you get the limits matched easily?

They denied at first then again requested them and explained using their own scenarios then they agreed.

 

[R@J]

They denied at first then again requested them and explained using their own scenarios then they agreed.

Can you share the follow-up email communication (with masked details) pls.....want to know how to make them understand.
They behave as if I;m asking for limit enhancement (and not limit matching) on each of my card separately

 

[Card_Crafter]

Can you share the follow-up email communication (with masked details) pls.....want to know how to make them understand.
They behave as if I;m asking for limit enhancement (and not limit matching) on each of my card separately

Sure, will DM you in the evening.

 

[unusedbrain1]

then

They are stating the facts. Your only option is to apply through the website and select 'No' when it asks if you are an existing customer or not.

enjoy 1 year sony liv

 

[RKC]

Sure, will DM you in the evening.

please share with me too... thank you in advance