APPLY BOB CARD

[eswaranadasu]

Hey
I want to apply bank of Baroda credit card
I don’t have bank account with BANK OF BARODA
Can I get credit card ?
Share your experience
What credit card is recommended?
Need guidance and link

 

[SSV]

Hey
I want to apply bank of Baroda credit card
I don’t have bank account with BANK OF BARODA
Can I get credit card ?
Share your experience
What credit card is recommended?
Need guidance and link

You dont need BOB the Builder SB account for their CC..
what kind of card you can get / useful for you all depneds on your profile..

 

[ManojGowda]

Hey
I want to apply bank of Baroda credit card
I don’t have bank account with BANK OF BARODA
Can I get credit card ?
Share your experience
What credit card is recommended?
Need guidance and link

I tried getting BOB Premier few months ago as it was LTF and a RuPay card.
They have C2C application as well.
Struggled with the documentation for almost 2 months and then gave up.
They are tough competitors with SBI for customer service.

 

[eswaranadasu]

You dont need BOB the Builder SB account for their CC..
what kind of card you can get / useful for you all depneds on your profile..

Looking to get IRCTC card

 

[SSV]

Looking to get IRCTC card

I think you can get that card easily in theory.. But I dont have any experience with that particualr card or for that sake any other BOB card as well..
My Eterna is in process on the basis of Radiance relationship...

but you should expect long delays while processing any BOB CC application.. I think that is given...

Others will chip in here with their experience.

 

[eswaranadasu]

I think you can get that card easily in theory.. But I dont have any experience with that particualr card or for that sake any other BOB card as well..
My Eterna is in process on the basis of Radiance relationship...

but you should expect long delays while processing any BOB CC application.. I think that is given...

Others will chip in here with their experience.

I tried getting BOB Premier few months ago as it was LTF and a RuPay card.
They have C2C application as well.
Struggled with the documentation for almost 2 months and then gave up.
They are tough competitors with SBI for customer service.

Did you try to follow up again or re applied for BOB ?

 

[ManojGowda]

Did you try to follow up again or re applied for BOB ?

Gave up, i only wanted it for merchant offers.

 

[eswaranadasu]

Hey
I want to apply bank of Baroda credit card
I don’t have bank account with BANK OF BARODA
Can I get credit card ?
Share your experience
What credit card is recommended?
Need guidance and link

I tried to apply for BOB CREDIT CARD
Card is :- BOB PREMIER (approved with 1 lakh limit)
It asked for itr returns as INCOME PROOF
But I don’t file it returns

Is this the same case for everyone?

ITR mandatory ?

Can we get bob credit card with no income proof ?

Or bank statement would be sufficient as proof ?

 

[kiranjain]

first my application was on hold and was asked to resubmit all document on email, which i did. They even came for physical verification at home and office both but was rejected saying internal policy. Now again got call asking for re-verification but status is still decline. what to do???

 

[IamTRoy4]

Minimum limit & Card age for C2C?
I'm thinking to apply BoB Easy via C2C as I don't have any kind of income proof.

 

[praful47]

Minimum limit & Card age for C2C?
I'm thinking to apply BoB Easy via C2C as I don't have any kind of income proof.

card limit above 25k , card age minimum 1 year
I don't think they will give without income proof .

 

[RAMESH BABU N]

I don't have any kind of income proof.

Then, why you are in such a hurry ?

Will you give your own hard-earned money (assuming, you have it) to someone without any income ? The same logic applies to banks also.

Focus on filing ITRs, buildup a good credit rating score and then start your CC journey. Till then, if you really need to have CC(s), go in for secured CCs. Then, you start valuing the plastic in hand.

 

[tam]

card limit above 25k , card age minimum 1 year
I don't think they will give without income proof .

they asked me for 1 lakh cc statement

 

[IamTRoy4]

Then, why you are in such a hurry ?

Will you give your own hard-earned money (assuming, you have it) to someone without any income ? The same logic applies to banks also.

Focus on filing ITRs, buildup a good credit rating score and then start your CC journey. Till then, if you really need to have CC(s), go in for secured CCs. Then, you start valuing the plastic in hand.

I'm a BC agent of Airtel Payments Bank, also doing family business since 2021.
Currently I hold SBI, Axis, ICICI, HDFC Bank's all total 8 Cards, already closed 2 Cards as it's of no use.

So, just want to know if they want income proof or doing via C2C will work.

 

[praful47]

View attachment 64575


they asked me for 1 lakh cc statement

leave BOB ...............

 

[SBL]

I had applied bob premier seeing ltf one month ago. Application was via c2c. Still asked for documents twice. Submitted all docs. Still got mail as rejected. While checking status shows still processing. Too bad customer service

 

[IamTRoy4]

View attachment 64575


they asked me for 1 lakh cc statement

How many months of Statement you've submitted?

 

[eswaranadasu]

I had applied bob premier seeing ltf one month ago. Application was via c2c. Still asked for documents twice. Submitted all docs. Still got mail as rejected. While checking status shows still processing. Too bad customer service

Same for me