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APPLY BOB CARD

Apply For Lifetime Free IDFC First Credit Card
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aviator0123

aviator0123

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Hey
I want to apply bank of Baroda credit card
I don’t have bank account with BANK OF BARODA
Can I get credit card ?
Share your experience
What credit card is recommended?
Need guidance and link
 
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eswaranadasu said:
Hey
I want to apply bank of Baroda credit card
I don’t have bank account with BANK OF BARODA
Can I get credit card ?
Share your experience
What credit card is recommended?
Need guidance and link
Click to expand...
You dont need BOB the Builder SB account for their CC..
what kind of card you can get / useful for you all depneds on your profile..
 
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eswaranadasu said:
Hey
I want to apply bank of Baroda credit card
I don’t have bank account with BANK OF BARODA
Can I get credit card ?
Share your experience
What credit card is recommended?
Need guidance and link
Click to expand...
I tried getting BOB Premier few months ago as it was LTF and a RuPay card.
They have C2C application as well.
Struggled with the documentation for almost 2 months and then gave up.
They are tough competitors with SBI for customer service.
 
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eswaranadasu said:
Looking to get IRCTC card
Click to expand...
I think you can get that card easily in theory.. But I dont have any experience with that particualr card or for that sake any other BOB card as well..
My Eterna is in process on the basis of Radiance relationship...

but you should expect long delays while processing any BOB CC application.. I think that is given...

Others will chip in here with their experience.
 
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SSV said:
I think you can get that card easily in theory.. But I dont have any experience with that particualr card or for that sake any other BOB card as well..
My Eterna is in process on the basis of Radiance relationship...

but you should expect long delays while processing any BOB CC application.. I think that is given...

Others will chip in here with their experience.
Click to expand...
ManojGowda said:
I tried getting BOB Premier few months ago as it was LTF and a RuPay card.
They have C2C application as well.
Struggled with the documentation for almost 2 months and then gave up.
They are tough competitors with SBI for customer service.
Click to expand...
Did you try to follow up again or re applied for BOB ?
 
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eswaranadasu said:
Hey
I want to apply bank of Baroda credit card
I don’t have bank account with BANK OF BARODA
Can I get credit card ?
Share your experience
What credit card is recommended?
Need guidance and link
Click to expand...
I tried to apply for BOB CREDIT CARD
Card is :- BOB PREMIER (approved with 1 lakh limit)
It asked for itr returns as INCOME PROOF
But I don’t file it returns

Is this the same case for everyone?

ITR mandatory ?

Can we get bob credit card with no income proof ?

Or bank statement would be sufficient as proof ?
 
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first my application was on hold and was asked to resubmit all document on email, which i did. They even came for physical verification at home and office both but was rejected saying internal policy. Now again got call asking for re-verification but status is still decline. what to do???
 
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IamTRoy4 said:
I don't have any kind of income proof.
Click to expand...

Then, why you are in such a hurry ?

Will you give your own hard-earned money (assuming, you have it) to someone without any income ? The same logic applies to banks also.

Focus on filing ITRs, buildup a good credit rating score and then start your CC journey. Till then, if you really need to have CC(s), go in for secured CCs. Then, you start valuing the plastic in hand.
 
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RAMESH BABU N said:
Then, why you are in such a hurry ?

Will you give your own hard-earned money (assuming, you have it) to someone without any income ? The same logic applies to banks also.

Focus on filing ITRs, buildup a good credit rating score and then start your CC journey. Till then, if you really need to have CC(s), go in for secured CCs. Then, you start valuing the plastic in hand.
Click to expand...
I'm a BC agent of Airtel Payments Bank, also doing family business since 2021.
Currently I hold SBI, Axis, ICICI, HDFC Bank's all total 8 Cards, already closed 2 Cards as it's of no use.

So, just want to know if they want income proof or doing via C2C will work.
 
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IamTRoy4 said:
I'm a BC agent of Airtel Payments Bank, also doing family business since 2021.
Currently I hold SBI, Axis, ICICI, HDFC Bank's all total 8 Cards, already closed 2 Cards as it's of no use.

So, just want to know if they want income proof or doing via C2C will work.
Click to expand...
As per my experience. I applied for BOB Eterna and BOB asked for my bank statement while applying but i uploaded my card statement for 2 months.
And after 1 months my application is approved.😊
 
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