Apply for Biz Power and Try to Upgrade it to Biz Black

[Curious123]

Hello everyone,

I am self-employed and my personal ITR is enough to get me Biz Power and not Biz Black. I am badly looking to get Biz Black since I can pay the GST and Income Tax of mine as well as of my business, but I don't see a way to get it.

So, I was thinking of getting Biz Power first and try for an upgrade after 6 months to 1 year.

1. Is it a feasible strategy?
2. How much spend should I target in Biz Power to make a strong case for upgrade to Biz Black?

Thanks!

 

[Anupama_Jha]

Can't guarantee. Have a talk with RM/BM and figure out ways like with CASA/FD

Do not go with ULIP anyhow!!

 

[hedgehog2122]

Hello everyone,

I am self-employed and my personal ITR is enough to get me Biz Power and not Biz Black. I am badly looking to get Biz Black since I can pay the GST and Income Tax of mine as well as of my business, but I don't see a way to get it.

So, I was thinking of getting Biz Power first and try for an upgrade after 6 months to 1 year.

1. Is it a feasible strategy?
2. How much spend should I target in Biz Power to make a strong case for upgrade to Biz Black?

Thanks!

Do you have any existing HDFC CC, if yes which one and the limit, spends so far in this year?