Are there any benefits in HDFC family banking?

[joell]

My parents both hold HDFC salary accounts and I have a separate account. Ive CC with HDFC for 60K and my parents have a limit of around 8L. Is there any benefit in adding everything to a family group? Will it be considered for LE or CC upgrades? They hold DCP. The RM asked if we wanted to add all the accounts under the same tree.

1) If it were Imperia the benefits would be worth it but is it worth the hassle for Prefered?
2) Mom qualifies for Imperia via the salaried route but currently has Preferred Banking. Does that mean the whole family can upgrade if she gets Imperia? Or Prefered?
3) If added to the family group can I also get Preferred benefits?
4) Will banking status be considered for LE or CC upgrades?

I don't believe a thing that comes out of the RMs mouth. That's why I'm asking.

 

[helloworld]

1. If you have savings max then no changes. except 0 mab.

2. Imperia

3. If your mother Imperia then Imperia benefits, otherwise preferred.

4. Not much but helps for manual escalations.