Axis Atlas Atlas card 2 miles/100 on rent ?

[drsel]

Planning to apply for Atlas card
will I get 2 miles per 100 spent on rent?
I read that fuel does not give any miles, except for the fuel surcharge waiver
EDIT No edge miles for rent, fuel, wallet load, insurance (>5000)

 

[That_average_guy]

Use search in the top right corner

Already did. Nothing found even closely related to "which card to use where". Upon looking further, It seems you mean by this post (and not the thread)

https://www.technofino.in/community...redit-card-for-transactions.17983/post-386532

which is in the thread with title "Suggestion on usage of credit card for transactions".
So from next time, please provide accurate info or do not reply with such "Use search in the top right corner" posts.

 

[anirban.choudhuryanirban.choudhury is verified member.]

Please do not accept life time free Atlas card because the joining benefit 10000 partner points is much more than the 5900 joining fee.

Please see my thread "which card to use where" in which I mentioned that Atlas is better than free

Most probably LTF card would also get 5000 EM because the credit of welcome benefits only condition is one transaction.

 

[drsel]

View attachment 37801
Already did. Nothing found even closely related to "which card to use where". Upon looking further, It seems you mean by this post (and not the thread)

https://www.technofino.in/community...redit-card-for-transactions.17983/post-386532

which is in the thread with title "Suggestion on usage of credit card for transactions".
So from next time, please provide accurate info or do not reply with such "Use search in the top right corner" posts.

 

[drsel]

Most probably LTF card would also get 5000 EM because the credit of welcome benefits only condition is one transaction.

As soon as you activate the card by doing one transaction, the joining fee 5900 is charged to your statement.
Later on you get 5000 edge miles.

But I don't think they will give 5000 edge miles which is 10000 points, if 5900 joining free is not charged to the card

 

[Shreyasrp]

View attachment 37802

Even I'm not able to find your thread

 

[anirban.choudhuryanirban.choudhury is verified member.]

First of all I never heard of anyone getting Atlas lifetime free
secondly, as soon as you activate the card by doing one transaction, the joining fee 5900 is charged to your statement.
Later on you get 5000 edge miles.

But I don't think they will give 5000 edge miles which is 10000 points, if 5900 joining free is not charged to the card

Atlas is a fairly easy card to get LTF.
A lot of folks here have this card LTF , but I agree getting this card paid makes more sense as the annual bonus based on tier is received only after annual fees is paid.
But this condition doesn't hold true for welcome benefits , I and few others have received their welcome benefits just by doing 1 transaction without paying the joining fees also the terms and conditions of atlas card doesn't mentions that to get the welcome benefit joining fees needs to be paid.
You can check it here

But for annual benefits they have specified that it would be credited only after realisation of annual fees

 

[drsel]

Atlas is a fairly easy card to get LTF.
A lot of folks here have this card LTF , but I agree getting this card paid makes more sense as the annual bonus based on tier is received only after annual fees is paid.
But this condition doesn't hold true for welcome benefits , I and few others have received their welcome benefits just by doing 1 transaction without paying the joining fees also the terms and conditions of atlas card doesn't mentions that to get the welcome benefit joining fees needs to be paid.
You can check it here
View attachment 37811
But for annual benefits they have specified that it would be credited only after realisation of annual fees
View attachment 37812

How does one get Atlas LTF?
How does one manage to spend 15 lacs? Thanks 🙏

 

[theglobalinvestor]

Which card to use and where?
This analysis is after deducting annual fees and also considering the welcome benefits--

1. Axis Magnus Burgundy (free) for offline & rent upto 50k 4.80%
2. Axis Magnus Burgundy (free) for Traveledge 24%
3. HDFC Infinia (2250) for SmartBuy airtickets 13.50%
4. Axis Atlas (better than free) for offline 4.00%
5. Axis Atlas for direct hotel and direct flights 10%
6. HDFC Tata infinity (free) for UPI 1.50% (1 on 34)
7. Amex MRCC (FY free, then 885) 1500 X 4 for Amazon GV 1st yr. 7.29%, 2nd yr onwards 5.70%
8. Amex Plat Travel (FY free, then 5900) for insurance, govt, Amazon GV 1st yr 6.3%, 2nd yr onwards 4.82% on 4 lacs, offline difficult.
9. SBI cashback (1179) for online 5% (upto 5000/month)
10. Any Kotak card (xx) for 35% discount (upto 7500 per booking, per card) on intl hotels on Cleartrip
11. Axis Airtel (590) for 25% on Airtel, 10% on utility bills 10% on Swiggy Zomato
12. HDFC Diners club black (only if free) for rent 2.87%
13. HDFC Diners club black Metal (only if 1st yr free) for rent 5.37% (assuming 4L spends per quarter)

Nice... Can you add amex platinum charge to the list? 😀

 

[anirban.choudhuryanirban.choudhury is verified member.]

How does one get Atlas LTF?
How does one manage to spend 15 lacs? Thanks 🙏

If you are a burgundy customer instead of select you can negotiate for atlas LTF
If you are a magnus burgundy customer, you can ask your RM to process atlas LTF
If you have a salary account with Axis , and net salary credit is above 2 lakhs , atlas can be processed LTF.
Or
If you are good at negotiating you can manage atlas LTF without any of the above criteria too

Not sure about your second question, if you have expenses around 15 lakhs you can spend using atlas or else no point in over spending for miles.

 

[drsel]

If you are a burgundy customer instead of select you can negotiate for atlas LTF
If you are a magnus burgundy customer, you can ask your RM to process atlas LTF
If you have a salary account with Axis , and net salary credit is above 2 lakhs , atlas can be processed LTF.
Or
If you are good at negotiating you can manage atlas LTF without any of the above criteria too

Not sure about your second question, if you have expenses around 15 lakhs you can spend using atlas or else no point in over spending for miles.

I am Magnus Burgundy, but I already have 3 Axis cards + old Magnus (which will get auto deactivated in 45 days, by 14 Jan), so I don't think I am eligible for the fifth one

 

[anirban.choudhuryanirban.choudhury is verified member.]

I am Magnus Burgundy, but I already have 3 Axis cards + old Magnus (which will get auto deactivated in 45 days, by 14 Jan), so I don't think I am eligible for the fifth one

Yeah , Axis has stopped processing more than 3 cards nowadays

 

[nileshshirke]

I recently paid rent using Red Giraffe + Payzapp using an Axis Atlas credit card. Axis Bank credited only 100 Edge miles for a transaction value of Rs. 40144. See the screenshot below. Last month, I paid, and at that time, I received 802 Edge miles. I'm not sure what the issue is.

 

[anirban.choudhuryanirban.choudhury is verified member.]

I recently paid rent using Red Giraffe + Payzapp using an Axis Atlas credit card. Axis Bank credited only 100 Edge miles for a transaction value of Rs. 40144. See the screenshot below. Last month, I paid, and at that time, I received 802 Edge miles. I'm not sure what the issue is.

Check if the MCC captured was for insurance or rent

 

[nileshshirke]

Check if the MCC captured was for insurance or rent

How do check that MCC captured number?

 

[anirban.choudhuryanirban.choudhury is verified member.]

How do check that MCC captured number?

Call customer care and ask for the MCC for that transaction.
It looks like insurance is captured

 

[sourpai]

This is insurance MCC mostly as rewards are capped at 100. All rental transactions on Payzapp are being marked as PZRent since few months. Your transaction detail does not include PZrent

 

[nileshshirke]

This is insurance MCC mostly as rewards are capped at 100. All rental transactions on Payzapp are being marked as PZRent since few months. Your transaction detail does not include PZrent

I've checked with the bank. They are saying the MCC code is 6300. INSURANCE SALES AND UNDERWRITING
How to get this issue fixed?

 

[anirban.choudhuryanirban.choudhury is verified member.]

I've checked with the bank. They are saying the MCC code is 6300. INSURANCE SALES AND UNDERWRITING
How to get this issue fixed?

You can't fix it
You need to escalate and share details that the transaction was for rent , if they agree then good otherwise either you will have to settle with this or complain to RBI

 

[nileshshirke]

You can't fix it
You need to escalate and share details that the transaction was for rent , if they agree then good otherwise either you will have to settle with this or complain to RBI

@anirban.choudhury Ok. Has it changed for everyone, or will it remain the same from next month as well? If this is the case, then I will avoid paying rent using this method.

 

[sidpsidp is verified member.]

Planning to apply for Atlas card
will I get 2 miles per 100 spent on rent?
I read that fuel does not give any miles, except for the fuel surcharge waiver
EDIT No edge miles for rent, fuel, wallet load, insurance (>5000)

here you go! @DocFixIt