AU LIT Additional Top Up Offers - Query & Discussion

[HyperxNeo]

Urgent help needed.
Thinking of using AU Lit credit card for a flipkart purchase of 17k
Their is a milestone top up (₹299) & 10x reward points on online spend top up(₹299) ~ can I get combined 5% cb 500 and 1700 RP for my single flipkart transaction of 17k or only one offer will be counted?
Offer pics included for reference.

 

[HumorSimpson]

I think this is the % in my case...

Detailed explanation please.

 

[VISHESH_BANSAL]

So. Finally with quad dip of features, what is you effective cashback %?


100*(Cashback - (activation fee with ginger special tea 🍵)) /spends

For me it is net 7.5% as Cash for 50k spends every Month
20k Apparel+20k Grocery+10k Wallet Load

 

[HumorSimpson]

For me it is net 7.5% as Cash for 50k spends every Month
20k Apparel+20k Grocery+10k Wallet Load

Every month 50K

 

[VISHESH_BANSAL]

Every month 50K

I know it is Too less🤣

Cashback SBI Users doing 1 Lakh/ Month🤣

 

[HyperxNeo]

Detailed explanation please.

Total 4 Features = 707+127 GST = 834 charge
15700+ product purchase
1. 5% cb = 790
2. 2% cb = 315
3. ₹100 Milestone cb
4. 1570 RP = ₹314
Total real CB = 685 = 4.3%

 

[HyperxNeo]

I know it is Too less🤣

Cashback SBI Users doing 1 Lakh/ Month🤣

You got sbi cb credit card?

 

[VISHESH_BANSAL]

You got sbi cb credit card?

Yes but I do not use it much after getting AU LIT🔥

 

[HumorSimpson]

Yes but I do not use it much after getting AU LIT🔥

How do you spend 50k every month?

 

[VISHESH_BANSAL]

How do you spend 50k every month?

Quite easy if you plan properly your current and upcoming Spends.

 

[Harsha896]

How do you spend 50k every month?

I load payzapp wallet and pay 44k rent through redgiraffe, rest 6k misc or UPI(Currently buying 1gm gold coin on AJIO each month with apparel feature activated)

 

[HyperxNeo]

Yes but I do not use it much after getting AU LIT🔥

YOU said this (Wallet Load pe aata hai bass. What are you expecting ?🤣 Offcourse wallet MCC hai /"AMAZON PAY INDIA Pvt Ltd")
That is why I thought you dont have it. For SBI CASHBACK CREDIT CARD I get this merchant name for normal purchase. My last transaction was exactly on same merchant name & got 5% cb as usual.

 

[VISHESH_BANSAL]

YOU said this (Wallet Load pe aata hai bass. What are you expecting ?🤣 Offcourse wallet MCC hai /"AMAZON PAY INDIA Pvt Ltd")
That is why I thought you dont have it. For SBI CASHBACK CREDIT CARD I get this merchant name for normal purchase. My last transaction was exactly on same merchant name & got 5% cb as usual.

Normal shopping txns pehle nhi aata thha.

Latest changes hoge. Call SBI and ask them MCC of this Merchant Name

 

[HyperxNeo]

For me it is net 7.5% as Cash for 50k spends every Month
20k Apparel+20k Grocery+10k Wallet Load

20k grocery from where bro?

 

[VISHESH_BANSAL]

20k grocery from where bro?

Magpicpin Purchases gets tagged under Grocery

 

[HyperxNeo]

Magpicpin Purchases gets tagged under Grocery

Any Brand gift card from Magicpin ?

 

[VISHESH_BANSAL]

Any Brand gift card from Magicpin ?

Y E S

 

[dnp71]

For me it is net 7.5% as Cash for 50k spends every Month
20k Apparel+20k Grocery+10k Wallet Load

How much we get if we Load in amazon wallet?

 

[HumorSimpson]

Magpicpin Purchases gets tagged under Grocery

Can we buy agv on magic pin? Let's say we buy 10k agv with HSBC live+, do we earn 10% cb under grocery category?

 

[dnp71]

Can we buy agv on magic pin? Let's say we buy 10k agv with HSBC live+, do we earn 10% cb under grocery category?

Bro Au LIT gives you more than 10 percent.

 

[HumorSimpson]

Bro Au LIT gives you more than 10 percent.

How?. With complete calculation pleas3