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Au lit card Query

Avinav

TF Buzz
Hi I have AU lit card since couple of years but haven't used lately thought these offers can't be combined and all now I have learnt recently that we can combine them , So my use case would be to buy Apay vouchers (roughly 10k per month) can you suggest what all offers to combine to maximize the reward rate.
As per my understanding, I can combine
  • 5 % on online transactions
  • 5% on apparels
  • 10x on online
    So as per calculation monthly reward rate should be (500+500+200= 1200) and expense per month (120+80+120=320) and net rewards would be (880). so 8.8% reward rate , would appreciate if someone can correct me and plus can we also combine amazon prime with all this?
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