AU royale savings account

[mudit.sharma]

Hi, I am thinking to convert my AU basic value account to AU royale account where i would need to maintain MAB of 1 Lakh .

Also planning to open my family's account and group them together so that they can also enjoy benefit of same as the group together needs to maintain 1Lakh.

Need your suggestion on this.
Pls also share your experience if you have AU royale Account.

Thank you

 

[Rawver]

No doesn't take that long. Have been using AU Roayle for 2 years now. I only remember two instances when it got delayed beyond 20th.

Using since last 02 month. I did not got points for September and October.

 

[Salvo08]

Using since last 02 month. I did not got points for September and October.

You mean the cashback?

 

[watchguys]

Are Milestone benefits applicable if we pay CC bills using the AU Roayle debit card ?

Milestone benefits: Get vouchers up to INR 4,750 on achieving annual spends target on your AU Royale Debit Card.

 

[Rawver]

Yes but made CC payment and wallet load. I think I m eligible for cashback

 

[watchguys]

Yes but made CC payment and wallet load. I think I m eligible for cashback

Did you get the milestone benefits vouchers ?

 

[Salvo08]

Yes but made CC payment and wallet load. I think I m eligible for cashback

Ya credit payment are and not sure about the wallet load.

 

[Salvo08]

Did you get the milestone benefits vouchers ?

Which are those milestone vouchers?

 

[watchguys]

Which are those milestone vouchers?

Check this https://www.aubank.in/personal-banking/premium-banking/au-royale/milestone-benefits

 

[Salvo08]

The T&C says...

*Annual spends is calculated basis the total spends on a AU Royale Debit Card in a Financial Year. Benefits are subject to change at Bank’s discretion. T&C apply.

so that means it'll only be applicable after 31 March 24.

 

[Salvo08]

Cashback for debit card expenditure for September 23 credited today.

 

[snike1792]

Got my October debit card spends cashback today

 

[PRIYANSHU_]

I'm holding a Royale account for 1 month now. They have decent offers on debit cards which include BMS 1+1 offer, BigBasket, zomato, etc. I do use it regularly for such offers. USP is a good-looking card.
The RM that you get is decent and will try to push you to buy insurance, and take loans but other than that, quite helpful.
Did not club family members due to the number of calls that the bank does for promoting their offers, don't want them to get spammed.
Other than that, I'm having a good experience as you get an RM for just 1L MAB which is crazy in this economy.

once i got the call from my RM asking to create a sip, jokingly i said kardo 100 - 200 Rs ki
usske baad kabhi call nahi aaya.

 

[DealHunter786]

Got my October debit card spends cashback today

me too! + 3

 

[CardGame]

Guys, anyone got pre-approved credit card offer with this royale account? Especially zenith LTF?

 

[rohant]

Guys, anyone got pre-approved credit card offer with this royale account? Especially zenith LTF?

Did you get any?

I got a pre-approved offer to upgrade to Royale banking. What should be done to get my AU Lit CC converted to Zenith with Royale upgrade?

 

[CardGame]

Did you get any?

I got a pre-approved offer to upgrade to Royale banking. What should be done to get my AU Lit CC converted to Zenith with Royale upgrade?

I did not have an account with them at all. Also upgrades are manual processes and requires income docs for especially for Zenith needs high income

 

[Prarthit]

I am a AU Royale member since a little over one year now. I think its one of the best accounts to have like IDFC Wealth than other well established banks. In our family there are four accounts and all converted to Royale with me as the Primary account holder. I even pay my part credit card bill (20K) through the AU Royale debit card and get ₹200 cashback (max cashback is ₹200 only). The Royale DC offers other benefits as well like Lounge access and BookMyShow ticket as well. The customer care too provides priority access.

Hi,
Do we need to pay the CC bills on the AU app/NetBanking only ? Or on external apps also, the 1% CB works ?

Regards.
Prarthit

 

[snike1792]

Hi,
Do we need to pay the CC bills on the AU app/NetBanking only ? Or on external apps also, the 1% CB works ?

Regards.
Prarthit

Paytm works as well

 

[rohant]

Hi,
Do we need to pay the CC bills on the AU app/NetBanking only ? Or on external apps also, the 1% CB works ?

Regards.
Prarthit

minimum amount to avail 1% cb is ₹2500

 

[rohant]

Hi,
Do we need to pay the CC bills on the AU app/NetBanking only ? Or on external apps also, the 1% CB works ?

Regards.
Prarthit

They have already devalued the card. Now, there is no point to get AU Zenith if you have AU Lit. Also, not worth all the hassle.