AU SMALL CREDIT CARD LIMIT

[cm87]

how to increase au bank credit card limit. please suggest.

 

[PRIYANSHU_]

I think If card is more than 3 months old than you can mail your Income Docs and ask to LE.

Ask @deep@vie

 

[deep@vie]

I think If card is more than 3 months old than you can mail your Income Docs and ask to LE.

Ask @deep@vie

Before 6months, chances are less. He can try

 

[deep@vie]

how to increase au bank credit card limit. please suggest.

Please try using ITR/payslips

 

[Dharm]

Please try using ITR/payslips

Hi @deep@vie - My wife is housewife, she has Au LIT since 1.5 year, but has only 30k limit

Is there any way to increase limit for her, as she do not have salary slips

 

[deep@vie]

Hi @deep@vie - My wife is housewife, she has Au LIT since 1.5 year, but has only 30k limit

Is there any way to increase limit for her, as she do not have salary slips

They issued the card to a housewife is a really big thing,just await auto LE if someday they offer

 

[Dharm]

They issued the card to a housewife is a really big thing,just await auto LE if someday they offer

They issued because she has bank account with them, so card was received in pre-approved offer

 

[Beyond]

They issued because she has bank account with them, so card was received in pre-approved offer

Deep@vie is not wrong, HDFC even declines pre-approved offer for housewives!

 

[deep@vie]

They issued because she has bank account with them, so card was received in pre-approved offer

Earlier they used to do,nowadays I don't think they issue.
In that case,you can try using it at max capacity for 2-3 quarters that might trigger LE

 

[Dharm]

Earlier they used to do,nowadays I don't think they issue.
In that case,you can try using it at max capacity for 2-3 quarters that might trigger LE

Card issue approx. 1.5 year ago, so will it eligible?

 

[2025]

Don't know how AU limit increase works. They told me to send an email with latest 3 months pay slip and a statement to allow them cibil check. Later they closed it without even checking my Cibil and considering my payslip.

After calling them, they told that I don't have offer. Those people don't even realise why should I email them if I already has an offer for credit limit increase.

I never got an increase since taking the card about 2 years ago. Utilisation is between 10 - 70% (avg 25%) through out.. every month. As it is my 1st preferred card (AU Lit).