AU Zenith Credit Card - LTF Experience

[karthik.chennai]

Hi All,

I would like share my experience and some tips on getting AU Zenith CC LTF.

Though I hold multiple credit cards, I never had an Visa Infinite variant card.

So, I was looking for Infinite LTF cards in Market and came through the details in this Forum (https://www.technofino.in/community...rom-au-bank-lifetime-free-company-list.11181/)

I checked for my Company on the LTF Eligible List on the above forum and it was present.

However, When I filled the details on AU CC Application, Zenith Card was shown as Chargeable on my screen.

So, I dropped the application at that Card Selection Stage. Next day I received call from AU Bank CC who was enquiring why I dropped half way.

I explained the case of LTF and on the call he confirmed that Card will be delivered as LTF as my company is Listed.

However, Since I wanted to be confident - I insisted on mail confirmation and I received mail it in 3 days.

Post that I completed my application and received Card in 3 Days. ( Yes, It was Super Fast !!! )

So if you are interested on Zenith LTF, you can try this method of talking to CC with your company details and get confirmed on Mail.

Thanks to TechnoFino forum.

 

[It_is_Naruto]

Any criteria for LTF via swipe up program?
Does this process ask for income documents as well?

No...it is based on cards I think. In my case I entered infinia details ( first 6 digits) and it showed me Zenith.
After that vKYC and that's it

 

[gurubhai]

No...it is based on cards I think. In my case I entered infinia details ( first 6 digits) and it showed me Zenith.
After that vKYC and that's it

Thanks.
Also did they asked for the limit of entered card?
I should enter higher limit card or a better super premium card?

 

[mjr]

Any criteria for LTF via swipe up program?
Does this process ask for income documents as well?

Through swipe up program it will ask for your existing card. So give a card with maximum limit and based on that it will show your either Zenith/Xcite/Xcite Ultra and they will be LTF. I gave my Infinia details and it showed Zenith. My friend has Regalia and it showed Xcite Ultra for him. No need of any proofs. Just fill your details and do VKYC. It will be approved.

 

[It_is_Naruto]

Thanks.
Also did they asked for the limit of entered card?
I should enter higher limit card or a better super premium card?

I don't remember entering the limit... yes...enter the details of best card you have...
I got limit of 8 lacs...which is floor limit of infinia...so may be limit is based on the card.

 

[kowsikbabu]

Will I get Zenith LTF if I enter IDFC wealth with 4.3L as limit?

I don't remember entering the limit... yes...enter the details of best card you have...
I got limit of 8 lacs...which is floor limit of infinia...so may be limit is based on the card.

 

[Anonymous ツ]

Did anyone try with Amazon pay icici card with Swipe up?

 

[suhailmz]

I am using VETTA LTF, got it 5 months ago basis my employer in the list. I’m thinking of upgrading to Zenith LTF but the limit on current card is 4,90,000. How do I upgrade? Any suggestions?

 

[Satish]

I am using VETTA LTF, got it 5 months ago basis my employer in the list. I’m thinking of upgrading to Zenith LTF but the limit on current card is 4,90,000. How do I upgrade? Any suggestions?

You've sufficient limit to upgrade to Zenith. Just drop an email to CC. They'll upgrade your card.

 

[Indian]

You've sufficient limit to upgrade to Zenith. Just drop an email to CC. They'll upgrade your card.

Mine 440k and tried to upgrade, They want 5 lakhs to upgrade zenith

 

[Satish]

Mine 440k and tried to upgrade, They want 5 lakhs to upgrade zenith

Oh, It was 4 lakh limit on existing card when I tried in April. My limit was not enough to upgrade.

 

[It_is_Naruto]

Will I get Zenith LTF if I enter IDFC wealth with 4.3L as limit?

One of my friend got AU xcite ultra when he entered SC smart with limit 3.9 lacs.
So not sure.

 

[federer.reddevil]

How to know what all pincodes are serviceable?

 

[suhailmz]

Upon contacting the customer care, they confirmed the required limit for upgrade to Zenith as 5 lakh. Since my card is 5 months old, they told me to wait for another month & then place a request for limit enhancement. If approved, I can place the request for upgrade. Makes senses to me; but this would mean 2 CIBIL checks back to back :/

 

[mjr]

Upon contacting the customer care, they confirmed the required limit for upgrade to Zenith as 5 lakh. Since my card is 5 months old, they told me to wait for another month & then place a request for limit enhancement. If approved, I can place the request for upgrade. Makes senses to me; but this would mean 2 CIBIL checks back to back :/

I don't think there will be a CIBIL check if they are upgrading your existing card to higher varient.

 

[Deleted member 16965]

Does AU bank approves second credit card? I already have AU LIT card.

 

[federer.reddevil]

Does AU bank approves second credit card? I already have AU LIT card.

Nope only 1 card AFAIK

 

[srikant]

Does the AU Zenith card have a minimum limit? I know it's an indicative number and the bank can basically do whatever it wants, but for example my Alum programme Sapphiro came with INR 3L limit...

 

[Indian]

Does the AU Zenith card have a minimum limit? I know it's an indicative number and the bank can basically do whatever it wants, but for example my Alum programme Sapphiro came with INR 3L limit...

if you have account relationship On branch recommendation they can upgrade less than 500k , one of youtube channel zenith unboxing, he confirmed limit is 440k for zenith.

 

[srikant]

if you have account relationship On branch recommendation they can upgrade less than 500k , one of youtube channel zenith unboxing, he confirmed limit is 440k for zenith.

So usually it's 500k+, and sometimes you can get less than that?

 

[Walter White]

Got my LTF Zenith delivered today.
Greta Thunberg will be pissed off though after seeing the packaging that will go to waste. 😛