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Axis Bank Brutal Devaluation of Atlas/Reserve/M4B/Vistara/Samsung/Flipkart/Ace/Airtel/Myzone/IOCL & Other Credit Cards

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With effect from 20th April 2024, the following changes will be applicable on your favourite axis bank credit cards.

Magnus for Burgundy - https://www.axisbank.com/docs/defau...onditions-for-magnus-burgundy-credit-card.pdf
Magnus - https://www.axisbank.com/docs/defau...rms-and-conditions-for-magnus-credit-card.pdf
Atlas - https://campaign.axisbank.com/generic/axis-atlas-credit-card-terms-and-conditions.pdf
on atlas welcome benefit has been reduced to 2500 EM . Earlier it was 5000 EM

Vistara Platinum - https://www.axisbank.com/docs/defau...nditions-for-vistara-platinum-credit-card.pdf
Select - https://www.axisbank.com/docs/defau...rms-and-conditions-for-select-credit-card.pdf
Privilege - https://campaign.axisbank.com/generic/axis-privilege-credit-card-terms-and-conditions.pdf
Flipkart - https://campaign.axisbank.com/generic/flipkart-axis-bank-credit-card-terms-and-conditions.pdf
Ace - https://campaign.axisbank.com/generic/axis-bank-ace-credit-card-terms-and-conditions.pdf
Airtel - https://campaign.axisbank.com/generic/airtel-axis-bank-credit-card-terms-and-conditions.pdf
Indian Oil - https://www.axisbank.com/docs/defau...it-cards/indian-oil-axis-bank-credit-card.pdf

Domestic Lounge - https://www.axisbank.com/docs/default-source/default-document-library/credit-cards/dlg.pdf
Mile Transfer Program - https://campaign.axisbank.com/generic/miles-transfer-program-credit-card-terms-and-conditions.pdf

In short (what changed):

- Buy-one-Get-one free movie/non-movie ticket offer on BookMyShow will be discontinued.
- 24*7 complimentary concierge services will be discontinued (seems like no one using it).
- Complimentary airport meet & assist services reduced and/or discontinued.
- Gold/Jewelry, Govt. Services, Utilities not eligible for milestone, normal reward points - nothing.
- Domestic lounge access required 50,000 in previous 3 calendar months.
- and more..

For individual card related changes do refer respective pdfs.
 
Last edited by Vasuki:
I just tried my luck with iocl cancellation they first offered me 2.5k er, but then she checked and came back saying since i have received in dec 2023, they cant credit since its a one-time offer. So i disconnected the cal. No point trying again since that'll be in the notes i suppose
 
I just tried my luck with iocl cancellation they first offered me 2.5k er, but then she checked and came back saying since i have received in dec 2023, they cant credit since its a one-time offer. So i disconnected the cal. No point trying again since that'll be in the notes i suppose
Every single call and transaction is recorded in their systems by an unique interaction id…
 
I just tried my luck with iocl cancellation they first offered me 2.5k er, but then she checked and came back saying since i have received in dec 2023, they cant credit since its a one-time offer. So i disconnected the cal. No point trying again since that'll be in the notes i suppose
iocl is useless as a paid card. I have it LTF. Ask for ltf conversion on mail
 
Mine is LTF so don't wanna lose it

one suggestion, now a days cards not even surviving 1 year to loose all benefits. If you want to spend on that bank but not with multiple cards, go for upgrade or switch when existing LTF not useful anymore. If you want to spend only 10%, recollect when do you use that bank offers in last 2 years and take your decision of keeping that card. If you dont want to spend on that bank but want to keep because its LTF, close it. Benefit for CIBIL and peace of mind.
 
one suggestion, now a days cards not even surviving 1 year to loose all benefits. If you want to spend on that bank but not with multiple cards, go for upgrade or switch when existing LTF not useful anymore. If you want to spend only 10%, recollect when do you use that bank offers in last 2 years and take your decision of keeping that card. If you dont want to spend on that bank but want to keep because its LTF, close it. Benefit for CIBIL and peace of mind.
It's LTF and Rupay card. It's be useful in future too. Who knows the future. So, no harm in keeping it. Now icici is offering discount on Flipkart for Rupay credit cards only.
 
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