AXIS BANK CLOSE FLIPKART AXIS CC FOR COMMERCIAL USE

[bhavik886151]

when i try to place an order today on Flipkart using my axis Flipkart CC
it declined 2 times
so call customer care to know the reason for transaction declined
customer care inform the CC is permanently close by the AXIS bank under commercial usage reason
i not received any email earlier like other mentioned here to prove the high usage of the axis credit card

 

[Mr. Aman]

when i try to place an order today on Flipkart using my axis Flipkart CC
it declined 2 times
so call customer care to know the reason for transaction declined
customer care inform the CC is permanently close by the AXIS bank under commercial usage reason
i not received any email earlier like other mentioned here to prove the high usage of the axis credit card

have you use your card for commercial

 

[bhushan0101]

How many transactions have you done on Flipkart or cashback on Flipkart axis last month?

 

[bhavik886151]

yes

have you use your card for commercial

 

[bhavik886151]

How many transactions have you done on Flipkart or cashback on Flipkart axis last month?

around 25 transaction and cashback amount is above 12000

 

[Chaitanya-a]

around 25 transaction and cashback amount is above 12000

Then its obvious

 

[bhushan0101]

around 25 transaction and cashback amount is above 12000

As per the axis bank policy more than 10 transaction on flipkart in single billing cycle mark suspicious for flipkart axis credit card.

 

[sudhirsiddhi]

when i try to place an order today on Flipkart using my axis Flipkart CC
it declined 2 times
so call customer care to know the reason for transaction declined
customer care inform the CC is permanently close by the AXIS bank under commercial usage reason
i not received any email earlier like other mentioned here to prove the high usage of the axis credit card

How much transactions done in a months And Amount??

 

[Chaitanya-a]

How much transactions done in a months And Amount??

Already mentioned in previous replies

 

[CardTox]

As per the axis bank policy more than 10 transaction on flipkart in single billing cycle mark suspicious for flipkart axis credit card.

only 10 txn? I do more than 50 txn each month on my flipkart card, but the bill hardly exceeds 20k and cashback amount remains below 500. I never faced any issue.... but these are txns on paytm murchant and other mixed txns.

 

[drakesri]

bill hardly exceeds 20k and cashback amount remains below 500.

Thats why you didnt face any issue yet.

 

[iamabhisekagar]

To add here...my uncle has a Mobile Store and I regularly purchase mobile using my FK Axis CC...but now from March whenever I try to purchase a Mobile, the order gets auto cancelled

 

[bhushan0101]

only 10 txn? I do more than 50 txn each month on my flipkart card, but the bill hardly exceeds 20k and cashback amount remains below 500. I never faced any issue.... but these are txns on paytm murchant and other mixed txns.

10 transaction only on flipkart in a single billing cycle then only problem arise. Otherwise its safe to use N number of times.

 

[drakesri]

To add here...my uncle has a Mobile Store and I regularly purchase mobile using my FK Axis CC...but now from March whenever I try to purchase a Mobile, the order gets auto cancelled

I think the FK systems might have detected commercial usage, normally individulas wont buy mobiles too often unless for commercial purpose.

 

[Mr. Aman]

To add here...my uncle has a Mobile Store and I regularly purchase mobile using my FK Axis CC...but now from March whenever I try to purchase a Mobile, the order gets auto cancelled

if you add GST no. in purchase than axis bank
detect u for lass no. of orders this will be ok
but if u over use the will be problem

 

[Mr. Aman]

around 25 transaction and cashback amount is above 12000

you earned well bro what items u ordered

 

[Chaitanya-a]

you earned well bro what items u ordered

But this earning costed him permanent card closure.

 

[iamabhisekagar]

if you add GST no. in purchase than axis bank
detect u for lass no. of orders this will be ok
but if u over use the will be problem

I am anticipating some devaluation on this CC in coming months...plus their Superelite CC has not gained much traction

 

[sidart]

There are 2 cases.

1. Flipkart marked the card used for commercial activities- 1. GST or Same multiple Transaction
2. Bank would have a certain trigger on amount of Transactions + Volume of Transaction.

The card would be cancelled and banned if any of these are detected.

 

[gabzvee]

Would the same be applicable on ICICI Amazon cards as well?
I've heard of Axis bank closing cards on the basis of "Commercial usage" in other threads as well over here, but is the same with other banks? - ICICI IDFC SBI IndusInd etc?