Axis Bank Horizon Travel Credit Card

[Infamous]

Axis bank has updated the new Horizon Travel Credit card on the website. Here's a first look:

Welcome Benefits​

• 5000 EDGE Miles credited on the first transaction greater than or equal to INR 1000 within 30 days of the card issuance date.

Renewal Benefits​

• 1500 EDGE Miles worth INR 1,500 on completion of anniversary year

Joining Fee	INR 3000+GST For Primary No Fee For Add-On
Annual Fee	INR 3000+GST For Primary No Fee For Add-On
Lounge Access	2 International airport lounge access per calendar quarter 8 Complimentary domestic airport lounge visits per calendar quarter (VISA) and 6 complimentary visits per calendar quarter (Mastercard)
Fuel Surcharge Waiver	1% Surcharge waiver for fuel transaction between INR 400 – INR 5000 (max. capping of INR 400 per statement month)
Accelerated Rewards	5 EDGE Miles on every INR 100 spent on Axis Bank Travel EDGE portal and direct airline websites.

 

[rogerthat]

Ok, I've about 15k points in my PremierMiles account and so far, it was free because of Citi Gold which I closed. After this conversation, not sure what to do with these points since I don't travel much and Citi doesn't allow points to cash conversion. So no point paying 3.5k.

Any idea guys, what's possible here? How do I redeem points and close the card?

You can redeem 15000 PM points for around 4500 Amazon Pay vouchers (3300 points per 1000 APay GV). Redemption can be done on the Citi website itself.

 

[iamabhisekagar]

Doesnt HDFC Smartbuy gives 5% cashback on flights and Hotels....what's special in this CC?

 

[drsel]

Doesnt HDFC Smartbuy gives 5% cashback on flights and Hotels....what's special in this CC?

No, HDFC Smartbuy gives 16.66% on flights and hotels.

There is nothing special in Axis Horizon card. It's just an inferior version of Atlas.
There is no case scenario and no point in using this card.

 

[iamabhisekagar]

No, HDFC Smartbuy gives 16.66% on flights and hotels.

There is nothing special in Axis Horizon card. It's just an inferior version of Atlas

3000 for this CC is absolute joke...I was talking on the basis of my Millennia

 

[iamabhisekagar]

Regalia Gold and Eterna much better deal

 

[drsel]

Regalia Gold and Eterna much better deal

Even after devaluation, Atlas is better than both these cards

 

[iamabhisekagar]

Atlas even after devaluation is better than both these

Yeah but axis being axis nobody can say when they would kill this CC too

 

[drsel]

Top 5 credit cards in India right now--
1. Magnus burgundy
2. Infinia
3. Atlas
4. Airtel
5. SBI Cashback

 

[drsel]

Yeah but axis being axis nobody can say when they would kill this CC too

You must enjoy it while it lasts

 

[helloworld]

So, you Pay INR 5000+GST for Atlas and get 2500 Edge Miles and Pay INR 3000+GST for Horizon and get 5000 Edge Miles??

Same for privilege and select. Check the point difference for the fee paid. Its common in AXS

 

[helloworld]

Though we can use it for gold and jewellery. That has not been excluded unlike atlas. They have excluded education fee in it and left that in atlas

they should have common code to avoid future issues, otherwise support people might confuse which card they're responding.

Even with new 3 cards, AXS created more confusion than clarity. They should have simple structure.

And if they tired, and irritated can take inputs from IDCF, single structure for all cards for peace of mind to bank, users, backend support.

 

[helloworld]

Ok, I've about 15k points in my PremierMiles account and so far, it was free because of Citi Gold which I closed. After this conversation, not sure what to do with these points since I don't travel much and Citi doesn't allow points to cash conversion. So no point paying 3.5k.

Any idea guys, what's possible here? How do I redeem points and close the card?

purchase 5.5k on grocery, redeem points at 0.35p value by clicking sms link after that.

or fuel, or utilities.. check product page for detail process and limits.

 

[drsel]

they should have common code to avoid future issues, otherwise support people might confuse which card they're responding.

Even with new 3 cards, AXS created more confusion than clarity. They should have simple structure.

And if they tired, and irritated can take inputs from IDCF, single structure for all cards fir peace of mind to bank, users, backend support.

Axis kept it complex to stimulate more interest in Axis cards.
the more complex a product, the more interest its stimulates!
eg. various point conversion and redemption options for HDFC infinia

 

[helloworld]

Axis kept it complex to stimulate more interest in Axis cards.
the more complex a product, the more interest its stimulates!
eg. various point conversion and redemption options for HDFC infinia

Yes but they can simply ask people to pay more for Atlas or opt for same fee card Select (I meant work with existing products), there is no point to create new product with benefits which already available in other existing product in same bank.

I agree these people try to retain Citi people by thinking they like the existing citi card features and benefits.. and forgot that people already know their existing cards and its benefits, and hope for change.

 

[_ayush]

The only good thing in this card is the lounge access that too if they provide it without any spend criteria.

 

[Wealth is my birth right!]

The only good thing in this card is the lounge access that too if they provide it without any spend criteria.

Post 3 months Axis Bank will put spend criteria for lounging in this card too

 

[yusuf646]

Post 3 months Axis Bank will put spend criteria for lounging in this card too

 

[Wealth is my birth right!]

View attachment 56582

With this fee for metro residents (due to application jurisdiction as well as card swipe acceptance) Amex PT will be a no brainer with 3.5k fee 1st yr (free for referral applications) who get lounge without any spend criteria…
4l spends straight away 40kplus points and taj 10k voucher cherry on top

 

[Infamous]

With this fee for metro residents (due to application jurisdiction as well as card swipe acceptance) Amex PT will be a no brainer with 3.5k fee 1st yr (free for referral applications) who get lounge without any spend criteria…
4l spends straight away 40kplus points and taj 10k voucher cherry on top

doesn't amex palt travel require some fees to be paid for lounge access?

 

[Wealth is my birth right!]

doesn't amex palt travel require some fees to be paid for lounge access?

No such thing
Small down side PT card is not eligible for amex grand lounge at Mumbai and Delhi
Just attaching Chennai’s list which i clicked which accepts Amex PT and p reserve