Axis Bank Liberty Savings Account Benefits

[VISHESH_BANSAL]

Axis Liberty Savings Account is the Best Savings for those who can

Spend 10,000 INR Per month On Food, Entertainment, Shopping and Travel via Axis Liberty Debit Card
and
Spend 15,000 INR Per Month at any Merchant ** via UPI or Axis Liberty Debit Card.

If we Fulfill Above Spending Criteria We get following Benifits in return with Maximized Savings:-

■
A Zero Balance Account.

Condition:-
Merchant Spends** of 25k/Month is required to get NMC Waiver for that Particular Month.

■
A Voucher of 750 INR per Quarter.

Condition:-
Merchant Spends** of 60k/Quarter is Required.

Redemption Link:- https://www.gyftr.com/rewards/axisbankspendscampaign/

■
5% upto 500 INR Cashback Per Month.

For Birthday Month Cashback Amount is 5% upto 1,000 INR.



Condition:-
● Spends* Done at Selected Merchant Categories mentioned above will only be Considered.
●Txns Done on Saturday and Sunday will only be Considered.


Redemption can be done

Via Internet Banking 👇

Menu》Services》Other》Debit Card Cashback

Or
Via Mobile App 👇

Menu》Service Request》Cards and Forex》Debit Card Cashback



*Find Eligible MCCs for Weekend 5% Cashback at Below Link* 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-cashback-tnc.pdf

■
One Domestic Lounge Access Per Quarter.

■
** Find Excluded Spends/MCCs for NMC waiver and 750 GV at Below Link** 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-savings-account-lifestyle-benefits-terms-and-conditions.pdf

Note:- Now, You can Open Liberty Account Digitally and You will get a Virtual Debit Card as well along with the Physical Liberty Debit Card.

But Beware, the Virtual Debit Card issued with Digital Axis Liberty Account is not an E-debit Card which is issued by Axis Bank with other Digital Account Variants.

OVERALL Benifits
1000*01
500*11
750*04

Total- 9,500 INR.

Consolidated Charges:-

1. Sms Charges:- 17.7*4
Total 71 INR (including GST)

2. Liberty Debit Card Annual Fee:-
354 INR (including GST)

Net Annual Savings:-9,075 INR

 

[Anil_Singh]

Axis Liberty account also offer 1% cashback using Merchant UPI transaction.

if you spend 60000 in One Quarter You will get 750 rs Cashback ( Spend Should be done on Merchant UPI like cred/paytm add money using upi ) and i got 750 Rs .

Now 750 Voucher Cashback As per official axis its mentioned twice per year But i got 4 times in A year (You won't get email from axis/gyftr but check redemption link ) after quarter end - https://www.gyftr.com/rewards/axisbankspendscampaign/?utm_source=cuelinks-affiliate-13-06-19

1% cashback on top of 750 voucher?

 

[ashwinkashwink is verified member.]

1% cashback on top of 750 voucher?

No

 

[Anil_Singh]

No

That's the reason I was enquiring for e-debit card cashback. I found out that minimum of 500 needs to be spent in order to get 1%. Also, cashback will be credited in 90 days. This way, we can achieve MAB waiver target along with 1% cashback and 750 quarterly voucher. Some mcc's are excluded. https://www.axisbank.com/docs/default-source/default-document-library/e-debit-excludded-mccs.pdf
Don't have any idea about these mcc's.

 

[Abhishek012]

That's the reason I was enquiring for e-debit card cashback. I found out that minimum of 500 needs to be spent in order to get 1%. Also, cashback will be credited in 90 days. This way, we can achieve MAB waiver target along with 1% cashback and 750 quarterly voucher. Some mcc's are excluded. https://www.axisbank.com/docs/default-source/default-document-library/e-debit-excludded-mccs.pdf
Don't have any idea about these mcc's.

hmm, UPI also recently integrate MCC codes. So, now UPI spend also not allowed those MCC codes.

 

[VISHESH_BANSAL]

Axis Liberty Weekend 5% Cashback Redemption
E-Mailer has been sent to Eligible Customers.

 

[Sevendar@01]

Axis Liberty Weekend 5% Cashback Redemption
E-Mailer has been sent to Eligible Customers.View attachment 10091

so they send the whole cashback after a year ?

 

[VISHESH_BANSAL]

so they send the whole cashback after a year ?

For 1st and 2nd Quarter of 2022 I raised Service Request for Cashback at the end of respective Quarter and Cashback was credited.

For 3rd and 4th Quarter I raised it in
Jan23 and they told me I will get redemption link in Feb23

They never credited Cashback automatically atleast for me. You have to raise Service request if you are sure Your txns are eligible otherwise do not waste time with Axis Customer Support

Axis Customer Support is a headache. To avoid Headache I raise requests
semi-anually or Quartely depends on mood and time

 

[rishav05]

For 1st and 2nd Quarter of 2022 I raised Service Request for Cashback at the end of respective Quarter and Cashback was credited.

For 3rd and 4th Quarter I raised it in
Jan23 and they told me I will get redemption link in Feb23

They never credited Cashback automatically atleast for me. You have to raise Service request if you are sure Your txns are eligible otherwise do not waste time with Axis Customer Support

Axis Customer Support is a headache. To avoid Headache I raise requests
semi-anually or Quartely depends on mood and time

What is the best way to fulfil weekend criteria? What do you do to get these vouchers?

 

[Batmanbaba]

Axis Liberty Weekend 5% Cashback Redemption
E-Mailer has been sent to Eligible Customers.View attachment 10091

What websites u did transactions to get this weekend cashback

 

[VISHESH_BANSAL]

What websites u did transactions to get this weekend cashback

Find a Paytm Merchant in your locality who has enabled Debit Card Option. Scan Paytm QR and Pay using Liberty DC for day to day txns instead of UPI.
Otherwise Ask the Shop owner where you pay via UPI for day to day txns to enable DC OPTION.

 

[Batmanbaba]

Find a Paytm Merchant in your locality who has enabled Debit Card Option. Scan Paytm QR and Pay using Liberty DC for day to day txns instead of UPI.
Otherwise Ask the Shop owner where you pay via UPI for day to day txns to enable DC OPTION.

It will have some mdr charges I guess

 

[VISHESH_BANSAL]

It will have some mdr charges I guess

From past few months Paytm is not charging any MDR. May be Account Specific

 

[docmaniac]

Hi,
Most of our members hold Axis Bank Liberty savings account. As per the T&C, we will get 5% cashback upto 500 for the spends on Saturday and Sunday.

In this thread let's share various tricks to get that 5% and maximize the rewards

 

[Jay285]

as much I understand from your above replies you want the 750rs gv and you have no problem in paying 350 rs debit card fees and your confused that whether you should continue with axis with your salary account or not and if you should continue then why you should upgrade it to priority as you think 750rs gv in Liberty is better offer than priority salary acc as there is no gv scheme available in priority - am I right? And you can open a liberty saving account in axis for that gv? Let me know then I can answer your query and also explain what you exactly want to know. If you have any confusion then also please explain

I have same question that should I continue with Axis Priority Salary Account or should to move my salary Account to some other bank.?
In Axis Bank Priority Salary Account I get only free priority debit card and no monetary benifit on this card.

So if I open a new salary account in other bank account will I get some good monetary benefits on debit card and also free debit card.

 

[Sevendar@01]

I have same question that should I continue with Axis Priority Salary Account or should to move my salary Account to some other bank.?
In Axis Bank Priority Salary Account I get only free priority debit card and no monetary benifit on this card.

So if I open a new salary account in other bank account will I get some good monetary benefits on debit card and also free debit card.

try to open titanium account in icici or open welath account and link your salary acc to it

 

[bugmenot]

Hi, I have opened my Axis Liberty account recently. I wish to know the qualified spends for 25000 monthly criteria. Please mention if demat funding is also included in this. Thanks

Yes. Tested with Zerodha. It shows P2M UPI txns.

 

[hks789]

How to get this transaction category?

Check the transaction statement in axis app

 

[hks789]

Any other transaction category which is considered for 25000 spend for legacy transaction? It would be helpful if you can mention them.

All merchant transactions are applicable.
Don't know any other kind that is counted.

 

[Frade]

Axis priority salary account also comes with epicure membership right?

 

[Lost]

How does one upgrade?