Axis Bank Liberty Savings Account Benefits

[VISHESH_BANSAL]

Axis Liberty Savings Account is the Best Savings for those who can

Spend 10,000 INR Per month On Food, Entertainment, Shopping and Travel via Axis Liberty Debit Card
and
Spend 15,000 INR Per Month at any Merchant ** via UPI or Axis Liberty Debit Card.

If we Fulfill Above Spending Criteria We get following Benifits in return with Maximized Savings:-

■
A Zero Balance Account.

Condition:-
Merchant Spends** of 25k/Month is required to get NMC Waiver for that Particular Month.

■
A Voucher of 750 INR per Quarter.

Condition:-
Merchant Spends** of 60k/Quarter is Required.

Redemption Link:- https://www.gyftr.com/rewards/axisbankspendscampaign/

■
5% upto 500 INR Cashback Per Month.

For Birthday Month Cashback Amount is 5% upto 1,000 INR.



Condition:-
● Spends* Done at Selected Merchant Categories mentioned above will only be Considered.
●Txns Done on Saturday and Sunday will only be Considered.


Redemption can be done Only Via Internet Banking

Menu-Services-Other-Debit Card Cashback

*Find Eligible MCCs for Weekend 5% Cashback at Below Link*

https://www.axisbank.com/docs/default-source/default-document-library/liberty-cashback-tnc.pdf

■
One Domestic Lounge Access Per Quarter.

■
** Find Excluded Spends/MCCs for NMC waiver and 750 GV at Below Link**

https://www.axisbank.com/docs/default-source/default-document-library/liberty-savings-account-lifestyle-benefits-terms-and-conditions.pdf

Note:- Now, You can Open Liberty Account Digitally and You will get a Virtual Debit Card as well along with the Physical Liberty Debit Card.

But Beware, the Virtual Debit Card issued with Digital Axis Liberty Account is not an E-debit Card which is issued by Axis Bank with other Digital Account Variants.

OVERALL Benifits
1000*01
500*11
750*04

Total- 9,500 INR.

Consolidated Charges:-

1. Sms Charges:- 17.7*4
Total 71 INR (including GST)

2. Liberty Debit Card Annual Fee:-
354 INR (including GST)

Net Annual Savings:-9,075 INR

 

[VISHESH_BANSAL]

10k spends on Special Categories? Never knew this criteria..

10k Weekend Spends for 5%.

 

[VISHESH_BANSAL]

Agr 25k spend krne pr zero balance wala benefit chod de toh

20k spends pr hi 750 ka benefit h

10k = 500 rs
rest 10k = to help 60k milestone for 750 rs voucher

Sahi bol raha hu ki kuch miss kr raha hu idhar ?

Y e s, Right.

 

[gowthamv]

10k Weekend Spends for 5%.

Spent 9.5k on shopping on Sep 30. And another 9.5k on October 1. (Same merchant)

In Money manager,

October month's spending is shown correctly.

But in September, it says no monthly spends using Debit Card.

Any temporary bug?

 

[4uziaul]

Spent 9.5k on shopping on Sep 30. And another 9.5k on October 1. (Same merchant)

In Money manager,

October month's spending is shown correctly.

But in September, it says no monthly spends using Debit Card.

Any temporary bug?

It will show up in a day or two.

 

[James]

No, it is not Equivalent.

750 on HDFC ESP Requires Spends of 75k in a month that too on Utility/Telecom only for Full 750 Cashback

750 on Axis Liberty Requires only 25k Spends in a month, Out of 25k ,15k Spends on any Merchant and 10k Spends on Special Categories which is very easy to acheive.

Consolidated Charges are Nill, if you turn off SMS alerts.

Debit Card charges are nominal for such Great Benifits

How can we turn off SMS alerts. Actually I'm only getting this charges? I told them to turn off but still getting charges

 

[VISHESH_BANSAL]

How can we turn off SMS alerts. Actually I'm only getting this charges? I told them to turn off but still getting charges

@AritraSaha explain him.

I happily pay SMS charges.
Turning Off SMS Alerts , is a headache.

I tried few times and then give Up.

Branch wale bolte hai 25 Paisa/SMS hai isme kyu off karwa rahe ho

Quarter ke Rs.3-4 bante hai de deta hu

 

[James]

@AritraSaha explain him.

I happily pay SMS charges.
Turning Off SMS Alerts , is a headache.

I tried few times and then give Up.

Branch wale bolte hai 25 Paisa/SMS hai isme kyu off karwa rahe ho

Quarter ke Rs.3-4 bante hai de deta hu

Why? Will they not send otp also?

 

[AritraSaha]

How can we turn off SMS alerts. Actually I'm only getting this charges? I told them to turn off but still getting charges

I called them after opening account, they turn off the sms service..lol(got a comfomation form service team).

 

[VISHESH_BANSAL]

Why? Will they not send otp also?

you will receive OTP and other mandatory SMS but not txns SMS.

 

[AritraSaha]

Why? Will they not send otp also?

Ofc they have to sent.. otherwise apply Bambusa vulgaris

 

[raghu.rokda]

Mera to band karne k baad v aatae hai

 

[James]

I called them after opening account, they turn off the sms service..lol(got a comfomation form service team).

So it's turned off for you still?

 

[AritraSaha]

So it's turned off for you still?

Yeah, not got charged

 

[James]

Yeah, not got charged

Okay, I'll do it tomorrow

 

[Tejo]

@AritraSaha explain him.

I happily pay SMS charges.
Turning Off SMS Alerts , is a headache.

I tried few times and then give Up.

Branch wale bolte hai 25 Paisa/SMS hai isme kyu off karwa rahe ho

Quarter ke Rs.3-4 bante hai de deta hu

Phir puchlo rm se Axis ko kya miltha 3-4 inr mey, .

When I was 16 I thought, axis will just mab criteria and axis is best Bank which saved free charge by acquiring.

It's reverse now, if there's no upi means, axis paid charge would drank us by their chat and pay feature.

I think only private bank that charges heavy consolidated charges, Anyone it may bank too can't forget their roots ..... UTI .

 

[Tejo]

#EVERYONE i.e liberty holder's, got any pre-approved offers in your ac?

- without having any axis card.
- without maintaining required AMB

 

[James]

#EVERYONE i.e liberty holder's, got any pre-approved offers in your ac?

Yes, I got card offers after 3 months of approval of credit card. 3 months are the cool down period for me

 

[Cebu]

Yr ye cred toh sirf ek baar hi cashback diya voh bhi 3, I expected atleast 5 @VISHESH_BANSAL

Also jab bhi voh quarterly voucher aaya koi please mention krdena meko thread pe.

 

[VISHESH_BANSAL]

Yr ye cred toh sirf ek baar hi cashback diya voh bhi 3, I expected atleast 5 @VISHESH_BANSAL

3 times hai per month for swiggy Instamart.

mne 2 time avail kiya, this month

3 spin milte each time.
ek bar 5 ki chillar nikli
ek bar 6 ki chillar

Also jab bhi voh quarterly voucher aaya koi please mention krdena meko thread pe.

Woh toh obviously jaise hi aayega koi nh koi comment kardega.

 

[varun__goel_]

#EVERYONE i.e liberty holder's, got any pre-approved offers in your ac?

- without having any axis card.
- without maintaining required AMB