Axis Bank Liberty Savings Account Benefits

[VISHESH_BANSAL]

Axis Liberty Savings Account is the Best Savings for those who can

Spend 10,000 INR Per month On Food, Entertainment, Shopping and Travel via Axis Liberty Debit Card
and
Spend 15,000 INR Per Month at any Merchant ** via UPI or Axis Liberty Debit Card.

If we Fulfill Above Spending Criteria We get following Benifits in return with Maximized Savings:-

■
A Zero Balance Account.

Condition:-
Merchant Spends** of 25k/Month is required to get NMC Waiver for that Particular Month.

■
A Voucher of 750 INR per Quarter.

Condition:-
Merchant Spends** of 60k/Quarter is Required.

Redemption Link:- https://www.gyftr.com/rewards/axisbankspendscampaign/

■
5% upto 500 INR Cashback Per Month.

For Birthday Month Cashback Amount is 5% upto 1,000 INR.



Condition:-
● Spends* Done at Selected Merchant Categories mentioned above will only be Considered.
●Txns Done on Saturday and Sunday will only be Considered.


Redemption can be done Only Via Internet Banking 👇

Menu-Services-Other-Debit Card Cashback

*Find Eligible MCCs for Weekend 5% Cashback at Below Link* 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-cashback-tnc.pdf

■
One Domestic Lounge Access Per Quarter.

■
** Find Excluded Spends/MCCs for NMC waiver and 750 GV at Below Link** 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-savings-account-lifestyle-benefits-terms-and-conditions.pdf

Note:- Now, You can Open Liberty Account Digitally and You will get a Virtual Debit Card as well along with the Physical Liberty Debit Card.

But Beware, the Virtual Debit Card issued with Digital Axis Liberty Account is not an E-debit Card which is issued by Axis Bank with other Digital Account Variants.

OVERALL Benifits
1000*01
500*11
750*04

Total- 9,500 INR.

Consolidated Charges:-

1. Sms Charges:- 17.7*4
Total 71 INR (including GST)

2. Liberty Debit Card Annual Fee:-
354 INR (including GST)

Net Annual Savings:-9,075 INR

 

[kshitij_0]

They don't give that 5% weekend.... Multiple people have confirmed here on this forum.... But yes they do give quaterly spend benefits...

U can also fulfill the criteria by transferring money to your own paytm/phone merchant account... Or by adding money in paytm wallet using liberty debit card... Or by adding money uaing axis netbanking /debit card in kotak 811/indusind bank

If I just add 25k/month to my saving account using kotak 811/indus/airtel bank, will that be eligible in 25k merchant spend category to avoid MAB?
Also I'll receive 750 quarterly+500 monthly?
@VISHESH_BANSAL

 

[hks789]

If I just add 25k/month to my saving account using kotak 811/indus/airtel bank, will that be eligible in 25k merchant spend category to avoid MAB?
Also I'll receive 750 quarterly+500 monthly?
@VISHESH_BANSAL

Check your axis statement. If its says P2M then you are fine.

 

[VISHESH_BANSAL]

If I just add 25k/month to my saving account using kotak 811/indus/airtel bank, will that be eligible in 25k merchant spend category to avoid MAB?
Also I'll receive 750 quarterly+500 monthly?
@VISHESH_BANSAL

You will get 750 voucher and NMC waiver for the mentioned spends.

But for weekend 5% cashback you have to Spend on Specific Categories I.e, Food Entertainment Shopping Travel.

 

[hks789]

You will get 750 voucher and NMC waiver for the mentioned spends.

But for weekend 5% cashback you have to Spend on Specific Categories I.e, Food Entertainment Shopping Travel.

Hey, Did you receive the voucher for Q4 2022?

 

[bugmenot]

Hey, Did you receive the voucher for Q4 2022?

I got the voucher email today. I converted my account from prime to liberty in Nov 2022. I did P2M UPI transactions of 60K on Zerodha.

 

[Shivad]

I have paid credit card bill on Google pay using upi from Axis liberty account, does that count for 25K spend criteria?

no
i also have same account

 

[Batmanbaba]

I got the voucher email today. I converted my account from prime to liberty in Nov 2022. I did P2M UPI transactions of 60K on Zerodha.

Can zerodha amount be transferred back to account without investment...??? Groww allows to do so

 

[TheTrickySid]

Can zerodha amount be transferred back to account without investment...??? Groww allows to do so

Yes it can be transferred
This is a pretty ond trick 😅

 

[bugmenot]

Can zerodha amount be transferred back to account without investment...??? Groww allows to do so

Yes it can be. They transfer back via NEFT so not quick as UPI. Though I don't rotate, I use the fund for investment.

 

[Batmanbaba]

Yes it can be. They transfer back via NEFT so not quick as UPI. Though I don't rotate, I use the fund for investment.

Yes.... I am using it after kotak 811 account is. Butchered to 30000....10000 per transaction limit

I think every bank/company have teams these days to introduce something to piss off customers every month..... Rather than improving experience.... Maybe groww also blocks someday so its good to have as many options possible

 

[Patil007]

I got the voucher email today. I converted my account from prime to liberty in Nov 2022. I did P2M UPI transactions of 60K on Zerodha.

Do we have to ask Axis to give voucher or they automatically calculate the spend and send us voucher?

 

[bugmenot]

Do we have to ask Axis to give voucher or they automatically calculate the spend and send us voucher?

This is my first time experience so I got the email. Not expecting, it will send every quarter. You can claim voucher on the given link so it's better to check at every new quarter about points credit

Axis Bank : Home

www.gyftr.com

 

[Patil007]

This is my first time experience so I got the email. Not expecting, it will send every quarter. You can claim voucher on the given link so it's better to check at every new quarter about points credit

Axis Bank : Home

www.gyftr.com

Checked now, not eligible. Off course i didn't spend 60K in quarter yet.

But thanks for link.

 

[Deleted member 2995]

I had open account in OCT-22 and made 30k spend every month but still voucher not received and tried on given link also and as per link it is showing your are not eligible for this. I spend 30 K every month through Amazon bill pay through Axis UPI and P2M is also showing in every transaction.

 

[bugmenot]

I had open account in OCT-22 and made 30k spend every month but still voucher not received and tried on given link also and as per link it is showing your are not eligible for this. I spend 30 K every month through Amazon bill pay through Axis UPI and P2M is also showing in every transaction.

send mail to pno with statement and error screenshot.

 

[lokeshp36]

Currently, I have axis Liberty account to get 750 gv on 60000 quarterly spends. I spend atleast 25000 per month anyway so I do not need to maintain MAB.

I have an option to change it to Axis Priority salary account as I have salary above 1 lakh per month. So on this case also I don't need to maintain MAB. But I won't get that 750 gv per quarter in this account.

So, is there any advantage/benefits in converting my account from Liberty to Priority Salary account?

 

[Rahul Gupta]

Currently, I have axis Liberty account to get 750 gv on 60000 quarterly spends. I spend atleast 25000 per month anyway so I do not need to maintain MAB.

I have an option to change it to Axis Priority salary account as I have salary above 1 lakh per month. So on this case also I don't need to maintain MAB. But I won't get that 750 gv per quarter in this account.

So, is there any advantage/benefits in converting my account from Liberty to Priority Salary account?

I think you will get better pre-approved cards with higher limits but don't know about other things.

 

[Sevendar@01]

Currently, I have axis Liberty account to get 750 gv on 60000 quarterly spends. I spend atleast 25000 per month anyway so I do not need to maintain MAB.

I have an option to change it to Axis Priority salary account as I have salary above 1 lakh per month. So on this case also I don't need to maintain MAB. But I won't get that 750 gv per quarter in this account.

So, is there any advantage/benefits in converting my account from Liberty to Priority Salary account?

If I was in your place would have gone for priority as it offers much more than liberty

 

[lokeshp36]

If I was in your place would have gone for priority as it offers much more than liberty

That's what I want to know. What does it offer?

 

[SiddharthR]

That's what I want to know. What does it offer?

+1