Axis Bank Misleading Pr-Approved Offers & Harassment

[Ayan37]

Axis Bank repeatedly called, claiming I was per-approved for a Rs. 5 lakh credit card, citing my "good credit standing." Despite initial refusals, I applied 2-3 time and was rejected multiple times over 12 months. Axis Bank provided no explanation. This is misleading and harassing. I demand an investigation, explanation, and compensation for wasted time and harassment.

so this situation how can i deal this issue. please some advice for me. i also try to reach axis pno but no appropriate reply.

 

[Manikanta Svm]

are we sure the call was from axis or any agent, if sure please try to send an email to pno citing for rejection reason and one more thing you applied cards from pre approved section? or manually raised

 

[bing1309]

If pre approved, and it's showing under your account under qp offer then you will. If 3rd party then no help

 

[Ayan37]

If pre approved, and it's showing under your account under qp offer then you will. If 3rd party then no help

I don't have axis bank account.

 

[Ayan37]

are we sure the call was from axis or any agent, if sure please try to send an email to pno citing for rejection reason and one more thing you applied cards from pre approved section? or manually raised

mail kiya hay lakin koi reply nahi aya abhi tak..

 

[Manikanta Svm]

I don't have axis bank account.

so you don't have existing bank account and don't have existing axis card right , on boarding as new customer to axis ?

 

[VasukiVasuki is verified member.]

Axis Bank repeatedly called, claiming I was per-approved for a Rs. 5 lakh credit card, citing my "good credit standing." Despite initial refusals, I applied 2-3 time and was rejected multiple times over 12 months. Axis Bank provided no explanation. This is misleading and harassing. I demand an investigation, explanation, and compensation for wasted time and harassment.

so this situation how can i deal this issue. please some advice for me. i also try to reach axis pno but no appropriate reply.

You must have applied with 3rd party not axis pre approved
How did you even though axis giving pre approved card without having any relationship with them
Bank account is must for getting pre approved card or even some loan account
Which means u have customer I'd generated in their system

Coming to rejection, then it depends on your profile & axis is notorious in rejecting
Which card u applied, job profile etc all factors included

 

[RadTheCrab]

It was most likely a call from a third party agent. First, banks usually do not call to inform you about your credit card eligibility. Second, they would never disclose the credit limit before you've even applied for the card.

I don't think Axis will be able to assist you in this case, as the person who persuaded you to apply for the card was likely not an Axis employee.

As you apply for more cards in the future, you'll learn to distinguish between genuine and fraudulent calls.

 

[Manikanta Svm]

we need to think how come axis has your PAN and employment details in which it approves card as pre approved , most likely some agent tried to scam you in these cases even axis can't do anything. But you can get to know the reason for rejection through PNO

 

[kgaurav00]

I don't have axis bank account.

If you are not existing Axisbank customer then how they offered pre-approved offer.
You misguided by DSA agent..

 

[Beyond]

The only one who is getting harassed here is the axis bank 🙂
@op Dont share your info with agents!

 

[bing1309]

I

I don't have axis bank account.

It's clear you are scammed for the benefit of agent. Pre approved only comes if you already have a axis unsecured credit card or an bank account which has constant debit and credit.