Axis Bank Privilege Credit Card (LTF) – Worth the Upgrade?

[Deepak_9155]

Hey everyone,


I just got an upgrade offer for the Axis Bank Privilege Credit Card (Visa) with Lifetime Free (LTF) benefits. I'm wondering if it's worth taking.



Currently, I hold:

• Airtel Axis Bank Mastercard
• MyZone Axis Bank Visa
• Combined limit: ₹1.3L

A few questions:

1. Is this card beneficial in terms of rewards and perks?
2. If I accept the upgrade, will my existing card be closed, or will I retain it?
3. Will getting this card increase my chances of getting a higher variant Axis credit card in the future?

Would love to hear your thoughts and experiences! 🙌

 

[mailmenow]

Is it a upgrade offer based on ur existing card or pre-approved offer??

 

[Deepak_9155]

Is it a upgrade offer based on ur existing card or pre-approved offer??

I opened the Axis Bank mobile app and navigated to the credit card dashboard. Then, I tapped on the three-line menu, went to 'Apply' > 'Credit Card' > 'Get Started.' After that, I saw 13 pre-approved card offers, one of which was the Axis Privilege card.

 

[mailmenow]

I opened the Axis Bank mobile app and navigated to the credit card dashboard. Then, I tapped on the three-line menu, went to 'Apply' > 'Credit Card' > 'Get Started.' After that, I saw 13 pre-approved card offers, one of which was the Axis Privilege card.

So it's pre-approved

 

[Deepak_9155]

So it's pre-approved

worth taking ?

 

[mailmenow]

worth taking ?

Don't know bro. I only used airtel, Flipkart,neo,ace,myzone only. If it is lifetime, u can take it. In future you may get Upgrade offer and limit enhancement offer based on privilege card

 

[Rajshikhar]

I think this offer is for everyone in pre-approved section.

 

[Rajshikhar]

worth taking ?

If you deal in reward points then you can take it plus it is lifetime free so no harm in taking.

 

[mailmenow]

So it may be the year ending offer. But i am not getting any as it is showing

"

We’re Sorry!​

Looks like you already have an existing Axis Bank credit card with exciting offers. To avail these offers please visit https://www.axisbank.com/grab-deals?bankingchannel=Credit-CardError Code: MLP-4031"

 

[Ekavya]

A few weeks back I had this offer. But it wasn't LTF. It's a mid range card. Take it.

 

[vrp.vijayot]

Following

I too got the same Offer.

 

[mailmenow]

So it may be the year ending offer. But i am not getting any as it is showing

"

We’re Sorry!​

Looks like you already have an existing Axis Bank credit card with exciting offers. To avail these offers please visit https://www.axisbank.com/grab-deals?bankingchannel=Credit-CardError Code: MLP-4031"

I recently closed my ace credit card. Is it because of that?

 

[mailmenow]

Following

I too got the same Offer.

Privilege Ltf ??

 

[vrp.vijayot]

Privilege Ltf ??

Yes. Will review benefits and see if its worth taking it.

 

[Rajshikhar]

I recently closed my ace credit card. Is it because of that?

No. just wait I think they will rolling out soon to every eligible individual.

 

[Ekavya]

@

I recently closed my ace credit card. Is it because of that?

Recently means? Exactly what days?

 

[RAHUL GOYAL]

for me also its LTF on pre approved

 

[SnowLucifer]

i too applied yesterday. Took it just because it is ltf.

 

[plastikman]

@

Recently means? Exactly what days?

Applied and got it ltf from pre-approved list. Application approved and just waiting for physical card to get delivered.

 

[Ekavya]

Applied and got it ltf from pre-approved list. Application approved and just waiting for physical card to get delivered.

After reviewing it I find that it's a generic axis credit card! Any different opinion?