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I use it only for the swiggy twice a month offer lolLol. They didn't put charges for redemption fees for this card.
Anyways not spending much on this card.
Exactly same use. 😁I use it only for the swiggy twice a month offer lol
Ex citi users will be slowly boiled like a frog it seemsLol. They didn't put charges for redemption fees for this card.
Anyways not spending much on this card.
Yeah many people stuck like this, couldn't close their first/old cc and damage cibil. Axis cashing itOnly keeping this card for now because Citi rewards is my oldest card (10+yrs) and now has my 2nd highest CL due to merger. Only use is for swiggy and merchant offers.
There is no major impact on Cibil when u close your oldest card. It may drop a few points but it will come back. Iv closed 2 of my standard chartered cards which were my oldest in 2021.Yeah many people stuck like this, couldn't close their first/old cc and damage cibil. Axis cashing it
I don't think so, it takes months to gain points. I closed 1old hdfc card 3 months back, 8 points vanished yet to get back.There is no major impact on Cibil when u close your oldest card. It may drop a few points but it will come back. Iv closed 2 of my standard chartered cards which were my oldest in 2021.
did not receive it yet... but for other axis cards, I have received email
Axis Bank is the biggest joke ever and worst Bank I've banked with. I had my Citi Credit Card for around 20 years with a good limit of over 9 lacs. They deactivated the Card saying I made a charge on some gambling / betting site which I have never. I had a Burgundy Account with them as well as the Citi Gold Account which was migrated over to Burgundy. They never issued me the Magnus Card despite maintaining their requirements. Last week I closed my accounts with them.I use it only for the swiggy twice a month offer lol
That is not true. It affects if you have about 5 years or lesser credit history. For 10 years plus, it has very less to no effect. We can always check in simulator to confirm.I don't think so, it takes months to gain points. I closed 1old hdfc card 3 months back, 8 points vanished yet to get back.
If the above guy closes 10year old card, his cibil will go down a lot
I don't think so, it takes months to gain points. I closed 1old hdfc card 3 months back, 8 points vanished yet to get back.
If the above guy closes 10year old card, his cibil will go down a lot
Did you escalate it to nodal/ombudsman? They similarly charged me rental surcharge on a transaction which wasn't of rent. I was unaware of technofino and escalations at that time otherwise karta.Axis Bank is the biggest joke ever and worst Bank I've banked with. I had my Citi Credit Card for around 20 years with a good limit of over 9 lacs. They deactivated the Card saying I made a charge on some gambling / betting site which I have never. I had a Burgundy Account with them as well as the Citi Gold Account which was migrated over to Burgundy. They never issued me the Magnus Card despite maintaining their requirements. Last week I closed my accounts with them.
They really dealt a raw hand to Citi customers.
Adios Axis ...
Not a day goes by when I don't miss citi, customer care wise and rewards wise.Even rewards redemption is devalued.. earlier I could use 10k points to get around 3.5k cash credit in my CC statement.. now they have removed that completely
I have this card since 2007 from citibank and now merged with axis. I am holding on to it because it saved me in many difficult situations. Now I use it for swiggy discounts! Current limit is 22L! 😇