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Axis Credit Card AXIS BURGUNDY ACCOUNT

Hello

My salary account is with HDFC and am holding a DCB. Salary credit per month is 2.6 L and I just connected with my Wife's RM from Axis and asked if I can get Burgundy account and ATLAS CC LTF, if I shift my sal to Axis.

He said ATLAS LTF offer is not running currently and I have to pay 5k fee, the default SELECT CC would be LTF, which am not interested in.
Also since I do not have an account with Axis, he told to open a Prestige account (75 K initial deposit and then withdraw it once next month sal gets credited) and once my next salary gets credited in Axis, he will change it to Burgundy with approval.
I have talked to him multiple times and seemed like a genuine guy, he has helped in many things earlier also.

Should I go for this, or should I stay with HDFC and push for Infinia along with upgrade to Imperia. It needs 3L per month salary credit right? Will I get a waiver?
 
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Hello

My salary account is with HDFC and am holding a DCB. Salary credit per month is 2.6 L and I just connected with my Wife's RM from Axis and asked if I can get Burgundy account and ATLAS CC LTF, if I shift my sal to Axis.

He said ATLAS LTF offer is not running currently and I have to pay 5k fee, the default SELECT CC would be LTF, which am not interested in.
Also since I do not have an account with Axis, he told to open a Prestige account (75 K initial deposit and then withdraw it once next month sal gets credited) and once my next salary gets credited in Axis, he will change it to Burgundy with approval.
I have talked to him multiple times and seemed like a genuine guy, he has helped in many things earlier also.

Should I go for this, or should I stay with HDFC and push for Infinia along with upgrade to Imperia. It needs 3L per month salary credit right? Will I get a waiver?
Axis provides burgundy account for people with >2L net salary credit also for select companies that have tie up with Axis. So what your RM is claiming is possible. If Atlas LTF is your aim then go for it. Although there is no guaranty of getting it

For HDFC you don't need any account level relationship to get Infinia. HDFC just needs 7.5L spends in 6 months on existing core HDFC card and >8L limit. With these two conditions, you can send upgrade request and get Infinia
 
Axis provides burgundy account for people with >2L net salary credit also for select companies that have tie up with Axis. So what your RM is claiming is possible. If Atlas LTF is your aim then go for it. Although there is no guaranty of getting it

For HDFC you don't need any account level relationship to get Infinia. HDFC just needs 7.5L spends in 6 months on existing core HDFC card and >8L limit. With these two conditions, you can send upgrade request and get Infinia
Thanks.
For the Infinia part, I do not have limit >8L. So I was trying to go with the income approach where 3L per month salary credit would be considered as the criteria. So along with that I was trying to get Imperia account also (again 3L sal credit needed).

So with my 2.6 L sal credit, is it worth checking with HDFC RM whether anything is possible or is Axis Burgundy a better option.
 
Thanks.
For the Infinia part, I do not have limit >8L. So I was trying to go with the income approach where 3L per month salary credit would be considered as the criteria. So along with that I was trying to get Imperia account also (again 3L sal credit needed).

So with my 2.6 L sal credit, is it worth checking with HDFC RM whether anything is possible or is Axis Burgundy a better option.
No harm in checking with HDFC RM. See what he says.

Axis Burgundy is good if you want to get into Axis ecosystem and apply for their cards in the future. Call is yours
 
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