Axis card Upgrade from my zone to Indian oil

[Vasuki]

Axis iocl is cool ..
Take 4% EDGE reward points.. accumulate ..
Get previlgae card. Redeem
As 8% on multi brand voucher ..
Myntra can buy gold too

If you have BPCL petrol pumps around then SBI BPCL Octane is a good choice, around 7% return.

 

[simplegarv]

Axis iocl is cool ..
Take 4% EDGE reward points.. accumulate ..
Get previlgae card. Redeem
As 8% on multi brand voucher ..
Myntra can buy gold too

If using this strategy then it's the best.

P.S: I am doing this only.

 

[simplegarv]

Privilege available on fd ?

Yes for >1L+

 

[simplegarv]

Iocl against FD Even as a 5th Card?

Yes, you can get.

 

[Tejo]

Yes for >1L+

Online or need to go branch?

 

[Vasuki]

Yes, you can get.

I guess u need. Bank account for fd card right ?

 

[simplegarv]

Online or need to go branch?

you're required to visit branch for CC Application but you can get the FD done online only.

 

[simplegarv]

I guess u need. Bank account for fd card right ?

Yes, bank account should be there to get an FD backed CC.

 

[Baki]

Firstly how to get 4th card

Pre approved offer will be there, Maybe u need to have account with them for pre approved offers.

Click credit section at bottom click apply now, click credit cards, proceed bit further all the pre approved cards will be shown there.

 

[Vasuki]

Pre approved offer will be there, Maybe u need to have account with them for pre approved offers.

Click credit section at bottom click apply now, click credit cards, proceed bit further all the pre approved cards will be shown there.

I got Frist card pre approved.. then got 2nd 3rd on call.
Now i closed my savings account .. i m good if they gimme limit increase.. else its fine too for few months

 

[rahulg]

Bro . U will easily do 50k + upi transaction over year ..
50k is only required .
Only first time u need to pay like 200-300.. as u will get 250 cashback not coupon.
So technically its ltf with 300 rs ..
Myzone with 15k is nuts .iocl is 15k Still makes sense as small upi payments everywhere on shops now

I agree with you and that is exactly the reason I posted the question. I actually do not mind paying the initial 200-300 fees. I was just hoping to see if anyone has any suggestions that could help me get it FYF.

 

[rahulg]

My zone can not be converted to iocl

You can apply iocl via pre-approved offers else call axis chuha cc .... .... will get card with existing credit limit

They won't give ltf at all.

You can ask reversal of these fees else reward points every time ... every year.

Threaten them to close they will offer ltf

Somehow I have the offer for conversion and I don't plan on closing my card as it's an old card so closing it might make an impact on my credit history.

 

[drk]

If using this strategy then it's the best.

P.S: I am doing this only

from my limited understanding It requires spending criteria, also I think amazon voucher is not included in this multi brand voucher...... any view on this

 

[simplegarv]

from my limited understanding It requires spending criteria, also I think amazon voucher is not included in this multi brand voucher...... any view on this

Yes, Amazon is not there in the Multi-Brand Voucher section.

Now, I Don't Recommend Axis Bank CC to anyone because of the recent Devaluation.

 

[Vasuki]

from my limited understanding It requires spending criteria, also I think amazon voucher is not included in this multi brand voucher...... any view on this

Myntra at 2x is better than amazon at 1x .