Axis Bank Cashback Credit Card |
Axis Bank ACE Credit Card |
Airtel Axis Bank Credit Card |
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Joining Fee
₹1,000 + GST | Joining Fee
Rs. 499 + GST | Joining Fee
Rs. 500 + GST |
Rewards and Benefits | | |
Welcome Benefits
5,000 EDGE Reward Points on Making the First Transaction Within 30 Days | Welcome Benefits
500 CB applied via Gpay & FYF via Axis Bank | Welcome Benefits
Amazon Voucher Worth Rs. 500 |
Rewards Rate
7% Cashback on Online Purchases; 0.75% Cashback on Offline and Travel Spends; 0.5% Cashback on Utility Transactions
Cashback Structure:
- 0.75% on offline transactions and travel spends.
- 2% on online spends up to ₹5,000.
- 5% on online spends between ₹5,001 and ₹40,000.
- 7% on online spends above ₹40,000.
- Total monthly cashback capped at ₹4,000.
- 0.5% on utility transactions, capped at ₹100 per statement.
Usual exclusions like rent, govt spends, fuel, wallet, edu etc. | Rewards Rate
5% cashback on paying bills & on mobile recharges via GPay and 4% cashback on Swiggy, Ola, and Zomato, with a combined capping of Rs. 500 cashback per month. 1.5% cashback elsewhere on other merchants. | Rewards Rate
25% cashback on Airtel Mobile, Broadband, WiFi, and DTH recharges
10% cashback on utility bill payments via the Airtel Thanks app
10% cashback on Swiggy, Zomato and BigBasket, and 1% cashback on other spends. |
Movie & Dining
20% discount up to ₹800 on EazyDiner | Movie & Dining
A discount of up to 20% on dining at 4,000+ restaurants under the Axis Bank Dining Delights program. | Movie & Dining
Up to 20% off on dining across 4000+ participating restaurants. |
Reward Redemption
Cashback Credited to Statement | Reward Redemption
Your earned cashback is automatically credited to the cardholders' accounts. | Reward Redemption
Direct cashback to the credit card statement. |
Travel
N/A | Travel
Complimentary lounge access per year at domestic airports, accelerated (4%) cashback on Ola rides with Axis Bank Ace Card. | Travel
Complimentary domestic lounge access. |
Golf
N/A | Golf
NA | Golf
NA |
Domestic Lounge
N/A | Domestic Lounge
4 complimentary airport lounge visits to domestic airport lounges per year | Domestic Lounge
4 complimentary domestic lounge access every year. |
International Lounge
N/A | International Lounge
NA | International Lounge
NA |
Insurance Benefits
N/A | Insurance Benefits
NA | Insurance Benefits
NA |
| Zero Liability Protection | Zero Liability Protection
Cardmembers won't be liable for any unauthorized/fraudulent transactions if the loss of the card is reported within 3 days. | Zero Liability Protection
You will not be liable for any fraudulent transactions made on a lost/stolen card if the loss is reported to the bank on time. |
Fees & Charges | | |
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Renewal Fee
₹1,000 + GST | Renewal Fee
Rs. 499 + GST | Renewal Fee
Rs. 500 + GST |
Spend-Based Waiver
Annual Fee Waiver on Spends of ₹4 Lakh or More | Spend-Based Waiver
Joining fee is waived on spends of Rs. 10,000 within 45 days of card issuance, and annual fee (2nd year onwards) is waived on total annual spends of Rs. 2,00,000. | Spend-Based Waiver
The annual fee is waived off on spending Rs. 2 lakhs or more in the previous year. |
Rewards Redemption Fee
N/A | Rewards Redemption Fee
Nil | Rewards Redemption Fee
Nil |
Foreign Currency Markup
3.5% | Foreign Currency Markup
3.5% of the transaction amount | Foreign Currency Markup
3.5% of the total transaction amount. |
Interest Rates
3.6% Monthly (52.86% Annually) | Interest Rates
3.6% per month or 52.86% annualized | Interest Rates
3.6% per month |
Fuel Surcharge
N/A | Fuel Surcharge
1% fuel surcharge is waived for purchases worth between Rs. 400 and Rs. 4,000 (maximum waiver of Rs. 500/month). | Fuel Surcharge
1% fuel surcharge waiver on all transactions between Rs. 400 and Rs. 4,000. |
Cash Advance Charges
2.5% of the Withdrawn Amount or ₹500 | Cash Advance Charges
2.5% of the withdrawn amount, subject to a minimum amount of Rs. 500. | Cash Advance Charges
2.5% of the withdrawn amount or Rs. 500 (whichever is higher) |
Add-on Card Fee
N/A | Add-on Card Fee
Nil | Add-on Card Fee
Nil |
