• Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.

Axis deducting points for non-personal use txns

  • Thread starter Thread starter BhaiyaJi
  • Start date Start date
  • Replies Replies 78
  • Views Views 5K
Apply For Lifetime Free IDFC First Credit Card
techt said:
Never bought a car, so don't know the modus operandi. Assuming we are paying in full via CC, how does this go ? We choose a car, dealer quotes , we pay down-payment and the rest after few weeks post statement generation ? wouldn't the dealer demand interest here.
Click to expand...
No, dealer will not demand interest.. Sales will take place only after you make the full payment. There's no concept of delayed payment after a sale here.

The sale takes place only after full payment, or sanction of loan from a bank, after you make down payment with cc
 
Apply For LTF AU LIT Credit Card
BhaiyaJi said:
Found this on twitter.
GGzKdpCaAAAdYVC
Click to expand...
They have mentioned this in card member agreement? @S S V any idea what are they talking about?

Link to the pdf: https://www.axisbank.com/docs/default-source/default-document-library/card-member-agreement.pdf

1708624552770.png
 
  • Hehe
Reactions: SSV
I got an email from Axis Bank as well. It broadly says Travel Category, but I have done a lot of travel using this card, using international business class travel. I am planning to call CC tomorrow and ask for which travel are they talking about and what proof they want. I did do the travel.

I have Infinia as well - something tells me I need to move all of my expenses to Infinia - Axis Bank is just not trustworthy. I have 1.17L edge miles.

Screenshot 2024-03-11 at 7.36.13 PM.png
 
raviemailid said:
I got an email from Axis Bank as well. It broadly says Travel Category, but I have done a lot of travel using this card, using international business class travel. I am planning to call CC tomorrow and ask for which travel are they talking about and what proof they want. I did do the travel.

I have Infinia as well - something tells me I need to move all of my expenses to Infinia - Axis Bank is just not trustworthy. I have 1.17L edge miles.

View attachment 45576
Click to expand...
Chalo mujhe bhi aa gaya. Kya gawar log hai yeh. Travel card hai travel pe hi use karenge na log.
 
Got the same email. I have multiple Axis cards - it doesn't even specify which card they are referring to. Have emailed them to ask about details of transaction including which card to be shared. Lets see if they are cooperative
 
raviemailid said:
I got an email from Axis Bank as well. It broadly says Travel Category, but I have done a lot of travel using this card, using international business class travel. I am planning to call CC tomorrow and ask for which travel are they talking about and what proof they want. I did do the travel.

I have Infinia as well - something tells me I need to move all of my expenses to Infinia - Axis Bank is just not trustworthy. I have 1.17L edge miles.

View attachment 45576
Click to expand...
Just received the same email. I have asked them what merchants and transactions they require details for. I have only used my card for personal travel expenses for myself and my immediate family, for which I can share all details they require.
 
indiatraveller said:
Just received the same email. I have asked them what merchants and transactions they require details for. I have only used my card for personal travel expenses for myself and my immediate family, for which I can share all details they require.
Click to expand...
If you can share those details, then you're good to go. Keep pushing them and asking for specifics. Stay firm that you cannot provide details for all the transactions and that is your right to privacy. Ask them for specific transactions and they shall oblige.
 
Received the same notice, I extensively used Park+ it has MCC of Travel category can't really provide all the invoices too time taking. Its my main card thinking of getting yes reserve or DCB now.
 
agnir said:
Received the same notice, I extensively used Park+ it has MCC of Travel category can't really provide all the invoices too time taking. Its my main card thinking of getting yes reserve or DCB now.
Click to expand...
Is park+ giving 5 miles for 100 for atlas?
 
techt said:
This could be the trigger point for these mails.
Click to expand...
Whatever the trigger may be, AXIS is worse from the reliability perspective…
Just one simple thing.. why would they allow very lucrative reward programs and implement them very loosely from the beginning and then tighten the noose later by mass cancellation, sudden devaluation, implementing a very complex structure later on etc…
This is well beyond imagination… very unprofessionally run big Bank in India..
 
Last edited:
S S V said:
Whatever the trigger may be, AXIS is worse from the reliability perspective…
Just one simple thing.. why would they allow very lucrative reward programs and implement them very loosely from the beginning and then right the noose later by mass cancellation, sudden devaluation, implementing a very complex structure later on etc…
This is well beyond imagination… very unprofessionally run big Bank in India..
Click to expand...
Seduce and destroy.. Like a w..e.
 
You must log in or register to reply here.

Similar threads

X
Axis notice due to non personal usage Magnus
Replies
48
Views
2K
xvd1
X
yusuf646
  • Question Question
Flipkart Axis card non-personal use.
Replies
4
Views
566
Wealth is my birth right!
Wealth is my birth right!
S
  • Question Question
Wiki Axis Flipkart Credit Card Blocked due to Non Personal Use
Replies
76
Views
4K
ankitvm
ankitvm
X
  • Question Question
Axis Magnus Magnus cancelled by ax-is for non personal usage
Replies
88
Views
5K
mowgli
mowgli
N
  • Question Question
[Urgent Help] My Flipkart Axis card got cancelled due to non-personal use!!!
Replies
99
Views
4K
nikhil66
nikhil66
Back
Top