Hello everyone,
I applied online for Axis Magnus credit card 2 or 3 months ago. I meet all the eligibility criteria mentioned on their website for the card. Someone came to my house for KYC and document verification (fyi - he did not collect any income documents). There was an enquire on cibil as well (At the time of enquiry my cibil score was around 755 - 760). The application was shown as in review on application tracker for few days and it got rejected. I do meet all the eligibility criteria for Magus, my salary is well above the required limit, have a good cibil score as well but for the life me I couldn't figure out why they rejected my application.
So I decided to write to pno asking for the reason for rejection but i'm getting a standard "you did not meet our card issuance guidelines". They do take considerable number of days to reply and each time their reply seems like some predefined template instead of providing me the specific reason for rejection. This has been going on for a month now. Is there any way I could make them reconsider my application or get an answer for their rejection?
PS: They are asking me to wait for another 6 month before re-applying.
Also I already have an Axis Flipkart credit card with Rs 2 Lakh limit. Not an axis bank account holder though.
@TechnoFino
I applied online for Axis Magnus credit card 2 or 3 months ago. I meet all the eligibility criteria mentioned on their website for the card. Someone came to my house for KYC and document verification (fyi - he did not collect any income documents). There was an enquire on cibil as well (At the time of enquiry my cibil score was around 755 - 760). The application was shown as in review on application tracker for few days and it got rejected. I do meet all the eligibility criteria for Magus, my salary is well above the required limit, have a good cibil score as well but for the life me I couldn't figure out why they rejected my application.
So I decided to write to pno asking for the reason for rejection but i'm getting a standard "you did not meet our card issuance guidelines". They do take considerable number of days to reply and each time their reply seems like some predefined template instead of providing me the specific reason for rejection. This has been going on for a month now. Is there any way I could make them reconsider my application or get an answer for their rejection?
PS: They are asking me to wait for another 6 month before re-applying.
Also I already have an Axis Flipkart credit card with Rs 2 Lakh limit. Not an axis bank account holder though.
@TechnoFino
