drsel
TF Prestige
I would value both Tanishq and Accor at 50% discountBut Axis Bank, given their track record, is the most untrustworthy brand now. And also I don't want this restriction of converting rewards only for Travel. I want a little more flexibility- like Tanishq vouchers, which Axis doesn't provide.
But the major reason is Axis has lost all its trust.
so Accor points are worth only 90 paisa, and Tanishq profit margins are very high