AXIS MYZONE MC/Neo is being offered LTF to it's existing Credit Card Customers | Know how to milk retention benefits!!

Hello Guys 👋

Posting thread after long time. Let's come to the topic.

After axis mass devaluation, most of us might be thinking to switch to a Lifetime Free Axis Bank Credit Card.

This the right opportunity for existing customers. Axis Bank is offering Lifetime Free MYZONE (MasterCard) Credit Card to existing credit card customers.

Here's how:

1. Open Axis Mobile app, login on top.

2. Scroll down to 'Products' and click 'Credit Card'

3. Now select MYZONE Credit Card with 0 joining & annual fees and submit.

4. Booyah! Your card is now approved.

5. Now, this card will appear in your Axis Mobile app [Note card last 4 digits].

Note: Axis has 3 card policy, so you can't apply this one if you already have 3 Axis cards.

Alongside this, Axis Bank Neo Credit Card is also being offered Lifetime Free via Call Method.

Once you have LTF card, you can close existing chargeable card as per you convenience.



Let's come to the retention benefits of this shit card 😁.

Axis Bank Retention Conversation Example.

1. Called Axis Bank - 18001035577

2. Longer wait time

3. Asked him to give me Neo (LTF RN)

Agent: can't process, I already have 3 cards

Me: Can I close one, make space for it?

Agent: yes, sir

Me: close myzone card then

Agent: Sir it's LTF card (repeatedly 3 times)

Me: Close it, I'll apply different one

Agent: let me check, let me tell you the benefits first & brr.....

Me: Okay fine but I want to close it anyway

Agent: Sir, can you please keep card if I offer you 2500 edge points

Me: Maybe

Agent: Sir, if you keep card I'll offer you 2500 EP worth ₹500.

Me: Okay sir, process it. I'll keep the card

Agent (holds & gets back): Sir, I'm taking SR request, EP will be processed within 1 working day.

Me: Okay, thank you sir. Have a great day.

Agent: Same reply & Axis bank promo.

Note that: This was normal customer care executive, not the retention one.

Good luck 🤞 in looting Axis Bank.

Also, do share your retention story in replies 😁.

 

[Pravas]

Getting an LTF upgrade offer for NEO/MY ZONE(ruppay) from my samsung infinite credit card. Which one to take?
I don't use swiggy and Zomato much. Just want to keep a LTF ruppay card from axis.

 

[Abhishek012]

Getting an LTF upgrade offer for NEO/MY ZONE(ruppay) from my samsung infinite credit card. Which one to take?
I don't use swiggy and Zomato much. Just want to keep a LTF ruppay card from axis.

I think Myzone is higher variant.

 

[D₹V]

Getting an LTF upgrade offer for NEO/MY ZONE(ruppay) from my samsung infinite credit card. Which one to take?
I don't use swiggy and Zomato much. Just want to keep a LTF ruppay card from axis.

Keep any, doesn't matter.

 

[BhaiyaJi]

Getting an LTF upgrade offer for NEO/MY ZONE(ruppay) from my samsung infinite credit card. Which one to take?
I don't use swiggy and Zomato much. Just want to keep a LTF ruppay card from axis.

Both are useless only in terms of rewards and features. If offered NEO rupay LTF you better take it. You can use it on zomato 120 off over and above the coupon discount twice in a month.

 

[Jackk]

My ACE renewal fee is due in Nov. For retention offer (fee waiver etc ) should I put in closure before renewal date or let the fee get levied in nov and then be on call with them for closure? Pls suggest.

 

[HumorSimpson]

My ACE renewal fee is due in Nov. For retention offer (fee waiver etc ) should I put in closure before renewal date or let the fee get levied in nov and then be on call with them for closure? Pls suggest.

@D₹V . .

 

[D₹V]

My ACE renewal fee is due in Nov. For retention offer (fee waiver etc ) should I put in closure before renewal date or let the fee get levied in nov and then be on call with them for closure? Pls suggest.

Try closing now, most probably they'll retain saying we'll reverse fees when charged

Or offer you 2500 RP.

You can take your call accordingly.

 

[HumorSimpson]

Try closing now, most probably they'll retain saying we'll reverse fees when charged

Or offer you 2500 RP.

You can take your call accordingly.

Disclaime₹ : V are not responsible in case they close it.

Post in thread 'Let's roast the credit cards by Meme...'

Jul 8, 2024

When you threatened the bank to close CC for LTF and they actually closed it.

• HumorSimpson

• 
• 

 

[Jackk]

Try closing now, most probably they'll retain saying we'll reverse fees when charged

Or offer you 2500 RP.

You can take your call accordingly.

Are 2500 RPs any good? Don't have much idea about Axis RPs. How can these be best utilized if I proceed with it?

 

[D₹V]

Are 2500 RPs any good? Don't have much idea about Axis RPs. How can these be best utilized if I proceed with it?

2500 rp. = 500₹ in GV.

Once 10k RP reached you can redeem 2000₹ AGV

 

[HumorSimpson]

500 rp. = 500₹ in GV.

Once 10k RP reached you can redeem 2000₹ AGV

Kittty that doesn't add up

 

[Jackk]

500 rp. = 500₹ in GV.

Once 10k RP reached you can redeem 2000₹ AGV

Thanks. So if 1RP=1Rs, then in case of Fee waiver(Rs590) vs RPs(Rs2500), I shall push for RPs since it would be a better deal right?

 

[HumorSimpson]

Thanks. So if 1RP=1Rs, then in case of Fee waiver(Rs590) vs RPs(Rs2500), I shall push for RPs since it would be a better deal right?

Kitty put you in a pickle.
If you go by the first statement its 1Rs , if you go by the second its 0.2 rs.

 

[Jackk]

Kitty put you in a pickle.
If you go by the first statement its 1Rs , if you go by the second its 0.2 rs.

Yeah! That's what confusing me. 😕 0.2 Value is specific to just AGV? In short, Fee waiver ya RPs ye btaado bas ? 😍 Kiski arzi daali jaye..

500 rp. = 500₹ in GV.

Once 10k RP reached you can redeem 2000₹ AGV

 

[D₹V]

Thanks. So if 1RP=1Rs, then in case of Fee waiver(Rs590) vs RPs(Rs2500), I shall push for RPs since it would be a better deal right?

Edit, 2500 rp = 500₹.

And get whatever you getting, you can try for LTF too (but they won't do)

And once you got rp, you can raise request again when fee charged then ask for fee reversal.

Can't explain more.

 

[HumorSimpson]

Edit, 2500 rp = 500₹.

And get whatever you getting, you can try for LTF too (but they won't do)

And once you got rp, you can raise request again when fee charged then ask for fee reversal.

Can't explain more.

will try for my ace too , in the next year.
1. ask to close or ltf and get rps
2. get fee reversal once levied fee ?

 

[D₹V]

will try for my ace too , in the next year.
1. ask to close or ltf and get rps
2. get fee reversal once levied fee ?

Already explained 😨

 

[HumorSimpson]

Already explained 😨

reconfirming just in case.

 

[praful47]

will try for my ace too , in the next year.
1. ask to close or ltf and get rps
2. get fee reversal once levied fee ?

Will do same

 

[bhaveshS]

My ACE renewal fee is due in Nov. For retention offer (fee waiver etc ) should I put in closure before renewal date or let the fee get levied in nov and then be on call with them for closure? Pls suggest.

For cashback cards like flipkart,ace and airtel and Rps not possible for this card only possible for rps card like myzone,neo etc.. if you are lucky then they reduce annual fee waiver criteria (eg 2 lakh annual fee criteria) they can redyit to 1.8 lakh or something.

But try now they have devalued this card so you can get it fee reversal