AXIS MYZONE MC/Neo is being offered LTF to it's existing Credit Card Customers | Know how to milk retention benefits!!

Hello Guys 👋

Posting thread after long time. Let's come to the topic.

After axis mass devaluation, most of us might be thinking to switch to a Lifetime Free Axis Bank Credit Card.

This the right opportunity for existing customers. Axis Bank is offering Lifetime Free MYZONE (MasterCard) Credit Card to existing credit card customers.

Here's how:

1. Open Axis Mobile app, login on top.

2. Scroll down to 'Products' and click 'Credit Card'

3. Now select MYZONE Credit Card with 0 joining & annual fees and submit.

4. Booyah! Your card is now approved.

5. Now, this card will appear in your Axis Mobile app [Note card last 4 digits].

Note: Axis has 3 card policy, so you can't apply this one if you already have 3 Axis cards.

Alongside this, Axis Bank Neo Credit Card is also being offered Lifetime Free via Call Method.

Once you have LTF card, you can close existing chargeable card as per you convenience.



Let's come to the retention benefits of this shit card 😁.

Axis Bank Retention Conversation Example.

1. Called Axis Bank - 18001035577

2. Longer wait time

3. Asked him to give me Neo (LTF RN)

Agent: can't process, I already have 3 cards

Me: Can I close one, make space for it?

Agent: yes, sir

Me: close myzone card then

Agent: Sir it's LTF card (repeatedly 3 times)

Me: Close it, I'll apply different one

Agent: let me check, let me tell you the benefits first & brr.....

Me: Okay fine but I want to close it anyway

Agent: Sir, can you please keep card if I offer you 2500 edge points

Me: Maybe

Agent: Sir, if you keep card I'll offer you 2500 EP worth ₹500.

Me: Okay sir, process it. I'll keep the card

Agent (holds & gets back): Sir, I'm taking SR request, EP will be processed within 1 working day.

Me: Okay, thank you sir. Have a great day.

Agent: Same reply & Axis bank promo.

Note that: This was normal customer care executive, not the retention one.

Good luck 🤞 in looting Axis Bank.

Also, do share your retention story in replies 😁.

 

[Jackk]

For cashback cards like flipkart,ace and airtel and Rps not possible for this card only possible for rps card like myzone,neo etc.. if you are lucky then they reduce annual fee waiver criteria (eg 2 lakh annual fee criteria) they can redyit to 1.8 lakh or something.

But try now they have devalued this card so you can get it fee reversal

What if once the annual fee is levied and they proceed with closure request without offering any waiver, would they refund the annual fee once they close the card or they will keep the charged amount ?

 

[praful47]

What if once the annual fee is levied and they proceed with closure request without offering any waiver, would they refund the annual fee once they close the card or they will keep the charged amount ?

Card will not be closed untill you pay the fee

 

[Jackk]

Card will not be closed untill you pay the fee

No, the annual fee for the second year on my card is scheduled to be charged in November. Given this, I plan to request a fee waiver after the fee is applied by raising a closure request. If no retention offer is provided by them, would they refund the annual fee if I proceed with closing the card?

 

[praful47]

No, the annual fee for the second year on my card is scheduled to be charged in November. Given this, I plan to request a fee waiver after the fee is applied by raising a closure request. If no retention offer is provided by them, would they refund the annual fee if I proceed with closing the card?

It depends on their mood , if they want they can reverse other wise they will close the card happily.

 

[Jackk]

It depends on their mood , if they want they can reverse other wise they will close the card happily.

So, you mean to say the amount charged for the coming year would be forfeited by them despite closing my card?

 

[praful47]

So, you mean to say the amount charged for the coming year would be forfeited by them despite closing my card?

Yes , you have to pay the fees unless the retention team waive off the charges .

 

[Shraaj]

I have

1. Airtel axis - Chargeable - 12 Months OLD
2. Axis Neo - LTF - 5 Months OLD
3. Axis MyZone - LTF - 6 Months OLD.

How can I get 2500 Edge Reward points is there any way? Because i already hold LTF. for safety should I utilise at least 10 Rs in the card so they wouldn't be able to cancel the card if I request them

Last time when I tried to close the card of Flipkart Axis Of Dad, they didn't even offer me anything just simply closed it.

 

[Jackk]

Edit, 2500 rp = 500₹.

And get whatever you getting, you can try for LTF too (but they won't do)

And once you got rp, you can raise request again when fee charged then ask for fee reversal.

Can't explain more.

Have been charged the annual fee recently. Should i wait for the bill to get generated to raise a closure request or i can proceed with closure right away for retention waiver?