Axis now offering Credit Card Upgrade through Axis Mobile App

[EncounterShankar]

Request for closure, and they will convert the card to LTF within 5–6 days. You will receive a confirmation email, after which you can activate the card.

It doesn’t work that way. Just because someone likes premium cards like Infinia or M4B, it doesn’t mean the bank will offer them as LTF. You need to provide substantial business to the bank so they can generate profit, and you must maintain a high TRV or significant spending for them to consider offering such cards.

My spends are decent enough which is why I got a pre-approved Magnus or Atlas offer. I also have a decent limit of 6 Lakhs. I am posting here to get some insights on how to make the upgrade from paid to LTF. Any kind of help from anyone would be greatly appreciated 🙂.

 

[Anindya98]

My spends are decent enough which is why I got a pre-approved Magnus or Atlas offer. I also have a decent limit of 6 Lakhs. I am posting here to get some insights on how to make the upgrade from paid to LTF. Any kind of help from anyone would be greatly appreciated 🙂.

Nowadays, everyone with a more than 1L limit has Atlas & Magnus under the pre-approved section.
Previously, Magnus was available LTF, but now the only way is to meet the spend criteria. Atlas, you can get it if you spend 3.5L annually.

 

[drvirag]

Exactly, upon calling their CS Executive via toll free number, she told me the same thing. Dropped a mail to nodal officer, also I tried to get add-on cards, same negative response. let's see

I have taken dis to rbi. Axis said go to hell. They will not change network of d card. U can close current n reapply in d network u want