AXIS Privilege vs AXIS Select

[helloworld]

Summary: Both are useless after 20th Apr, 2024 (if possible don't apply). Below, just curiousity did comparison and found that not sure why bank kept one has high price without price benefits.

Category	Privilege	Select
Joining fee	₹1770 (Nil for Priority Customers Only)	3540 (Nil for Burgundy)
Activation benefit	12,500 Edge points // 3.5k EP/₹500	10,000 Edge points // 1.4k EP/₹500
Fee waiver // exclusion categories apply	2.5L (excluded tx for fee waiver link)	8L (excluded tx for fee waiver link)
Milestone benefit // exclusion categories apply	10,000 Edge points on 2.5L spends // 20 EP/₹500	5,000 Edge points on 3L spends // 8 EP/₹500
Domestic Lounge	2 per Quarter on 50k spends	2 per Quarter on 50k spends
International Lounge	-	6 per Year + 6 more on 3L spends and Renewal
EasyDiner	25% off upto ₹800 (min. ₹2500)	25% off upto ₹800 (min. ₹2500)
BigBasket	-	₹500 on 3k spends (16.67%)
Swiggy	-	₹200 on 1k spends (20%)
Rewards // exclusion categories apply	10 Edge points on every ₹200	10 Edge points on every ₹200 2x upto ₹20k spends on shopping
1 Edge point	0.20p (1%)	0.20p (1% and on shopping upto ₹20k +1%)
Conversion to Partner points/miles	5:1 (Vistara, Spicjet, ITC) or 10:1 (Others) //1%	5:1 (Vistara, Spicjet, ITC) or 10:1 (Others) //1%
For those who need: Annual Reward Rate	1.8% // specific allowed categories on 2.5L spends	2.13% - Fee // allowed categories 3L and 2x

So, select has
- International lounge, that too only for joining year - next year onwards 3L to renew
- Golf, those who uses it and
- BB, Swiggy (which other debit/credit cards providing 20% or even swiggy voucher itself)

didn't understand why it has double price when everything else is same at half price.

Any thoughts? 🙂

 

[helloworld]

Update: The latest notification from Axis Bank, effective from 20th December 2024, does not impact the previously provided calculations. The values above remain consistent with the updated terms.

And still both cards are useless, no need to apply.

 

[tachniki]

Update: The latest notification from Axis Bank, effective from 20th December 2024, does not impact the previously provided calculations. The values above remain consistent with the updated terms.

And still both cards are useless, no need to apply.

Even axis bank doesn't waste to any time on these cards. 😁

 

[Ram1]

Any best way to redeem edge ER points of 30k?
Have no premium cards

 

[helloworld]

Even axis bank doesn't waste to any time on these cards. 😁

Exactly, didn't see any notification for either of cards

 

[helloworld]

Any best way to redeem edge ER points of 30k?
Have no premium cards

best is to transfer accor - for fixed value (like FD), marriot - for random value (like Equity).

Otherwise, btw which cards you had with axis?

 

[Ram1]

best is to transfer accor - for fixed value (like FD), marriot - for random value (like Equity).

Otherwise, btw which cards you had with axis?

Airtel, fk now
Previously used to have privilege

 

[helloworld]

Airtel, fk now
Previously used to have privilege

are you able to transfer? I'm not sure but I don't think you can redeem them unless you have edge rewards card.

anycase if possible above are your options, along ITC.

 

[Ram1]

are you able to transfer? I'm not sure but I don't think you can redeem them unless you have edge rewards card.

anycase if possible above are your options, along ITC.

Without premium cards, we can transfer to accor?

 

[helloworld]

Without premium cards, we can transfer to accor?

cards only define transfer ratio like 10:1 or 5:2 like that..

but every edge reward/miles card is possible to transfer accor in axis .