Axis Reserve Finally - Applied on Tuesday, Approved on Thursday (48hrs) - Cancelled the Card Saturday within 48hrs :-(

[RajBlr]

Took the plunge to take the Reserve card finally.

Applied on Tuesday evening and today afternoon, I can see the card already in the APP.


Thanks to @Alwàys_Bélîevé_Yøursélf🎯 for getting the same processed and staying on top of following up with me and internally within AXIS bank

 

[RajBlr]

T

Thats very weird . My Magnus they gave limit of 10 lakhs on c2c against my 14.7 lakhs Rubyx , also I was able to get a LE to 15 lakhs in 3 months

For my reserve query , agents told me that he would try for 20

What was the card on which you took c2c ?

Kotak Privy league signature which is close to 5 yr old, Anirban.

 

[anirban.choudhuryanirban.choudhury is verified member.]

Kotak Privy league signature which is close to 5 yr old, Anirban.

What was the limit , generally they do 80% uptill 10 lakh

 

[RajBlr]

What was the limit , generally they do 80% uptill 10 lakh

15L +

 

[anirban.choudhuryanirban.choudhury is verified member.]

15L +

Not sure what went wrong then
Use it for 3 months and ask for LE

 

[WhoU]

Why did you cancel it? What were your plans with such high limit anyway?

 

[drakesri]

Axis bank is known for offering low CL for newly issued cards if you dont have banking relationship with them.

 

[ADITYA1904]

Offline through Vimal....C2C method,
Why? - so that I don't have to beg or show income docs etc. for a better Credit Limit, which I already established with other banks over decades

Note: Climit will get to know once the Welcome letter reaches me only(but I am confident in C2C they will match)

Credit limit you can see axis netbanking if you have account

 

[purush]

With reserve it's great feeling mate. Sorry that u cancelled.

 

[V360]

With reserve it's great feeling mate. Sorry that u cancelled.

Please define the feeling if you can.

Infinia is the only card which give you that special feeling.

All AXIS cards are easily available if you pay the fee - paisa feko tamasha dekho

 

[anirban.choudhuryanirban.choudhury is verified member.]

Please define the feeling if you can.

Infinia is the only card which give you that special feeling.

All AXIS cards are easily available if you pay the fee - paisa feko tamasha dekho

Even infinnia is easily available nowadays , if your net salary is 2.7 lakhs per month , it can be applied as NTB .
Infinnia stands nowhere in comparison to Reserve now be it lifestyle benefits or reward points

 

[drakesri]

Even infinnia is easily available nowadays , if your net salary is 2.7 lakhs per month , it can be applied as NTB .
Infinnia stands nowhere in comparison to Reserve now be it lifestyle benefits or reward points

Hi, please explain what is NTB. I thought Infinia is an invite only card.

 

[anirban.choudhuryanirban.choudhury is verified member.]

Hi, please explain what is NTB. I thought Infinia is an invite only card.

New to bank
It’s not a invite only card , actually never was.
Anyone with salary more than 2.7 l per month or with a FD of 11-13 lakhs can get infinnia

 

[EINSTEIN]

New to bank
It’s not a invite only card , actually never was.
Anyone with salary more than 2.7 l per month or with a FD of 11-13 lakhs can get infinnia

True
No card except maybe Amex centurion is truly invite only

 

[anirban.choudhuryanirban.choudhury is verified member.]

True
No card except maybe Amex centurion is truly invite only

You forgot Icici Diamant

 

[V360]

New to bank
It’s not a invite only card , actually never was.
Anyone with salary more than 2.7 l per month or with a FD of 11-13 lakhs can get infinnia

This forum is a proof to the fact that Reserve is easier to get than Infinia.

You throw money at Axis and you get Reserve easily.

How many of us have income of 2.7Lacs per month?

Lets not talk about getting Infinia on FD of 11-13 Lacs - thats also a huge amount.

 

[RajBlr]

You forgot Icici Diamant

Wow, looks interesting. Though site shows this is temporarily stopped

 

[EINSTEIN]

You forgot Icici Diamant

Isn’t that discontinued?
Also being icici card does it even matter?

 

[CMGCMG is verified member.]

This forum is a proof to the fact that Reserve is easier to get than Infinia.

You throw money at Axis and you get Reserve easily.

How many of us have income of 2.7Lacs per month?

Lets not talk about getting Infinia on FD of 11-13 Lacs - thats also a huge amount.

Looking at "share-brag-your-credit-card-portfolio" thread, more people in this forum have infinia than reserve and that too LTF.

 

[anirbanm]

I this because the surrogate was Kotak the limit was lower than expected

 

[anirban.choudhuryanirban.choudhury is verified member.]

Wow, looks interesting. Though site shows this is temporarily stopped

Nope
They are issuing it but only on very high NRV to some HNi customers