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Axis reserve worth renewal ?

nishank

TF Select
My Axis reserve is due for renwal next month. Is it woth 50K + GST considering the fact that we only get 20K worth of miles and Accor plus membership which are worth something. I dont have Infinia though.
 

Vasuki

TF Pioneer
Contributor
RML Group
VIP Lounge
And he is leaving digital trail too.
think los simpson GIF
I m thinking of going since 2020 💀
 

anirban.choudhury

TF Legend
TF Family
Moderator
VIP Lounge
So give 60 k & then get voucher to utilise it & spend more
No need to spend
Keep the card in drawer.

Other option is to pay for M&G or book luxury airport transfer directly , book hotels directly , pay for golf , spend extra 3000 while dining outside with Eazydiner,

Or best option would be to don't opt for credit cards and don't involve with luxury lifestyle.
 

kameshee17

TF Select
VIP Lounge
My monthly expenses are around 50-60K which includes rent expenses of 33K in this. Plus I do travel at least twice in year which amounts to 3-4L per year. I had taken this card considering 4/5 conversion ratio which effectively translated into 40K miles plus the accor plus programme with 2 complimentary nights equating arounf 20K thus redeeming the while 58K paid. I am thinking of utilising the benefit in the following ways
1. Priority pass - Since I do only 1 international trip the same can be taken care by rupay platinum debit card which provides 1 access. Same can be done for my wife.
2. Domestic acess - We have enough other cards
3. Accor plus - Not required as the prices are always discounted on booking.com although we get silver status which can be missed
4. Meet & Greet - I have used this service many times but effectively waste of money considering you have to stand in line for baage drop and again normal line for immigration
5. Golf - I have 4 mastercard which provide 1 lesson per month which seems to be enough
6. Reward points - effectively 3% this is best accross any other cards plus internationally we get 4.5% effective rate which is the best in class. General expenses on foreign currenc are around 2L per year.
7. Luxury transfers - There are a worth but yes there is Ola/Uber

Any suggestions that it would be worthwile paying the below fee ?

I have below cards

Credit Card
Yes Excl
Indus Pinnacle
BOB Eterna
IDFC Wealth
Axis Reserve
HDFC Infinity
HDFC Privelege
Kotak White
SBI Pulse
Axis Ace
AU Vetta
Once card
SBI Simpli
Fed Imperio
ICICI Amazon
Stan Rewards
HSBC Plat
Icici Amazon Pay
Citi Indian Oil
Amex Rewards
Amex Platinum
I dont think you need it as you already have amex plat, both give the same benefits (almost). I suggest to downgrade to magnus as you get extra points for the months that you spend heavily.
 
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