Axis Rewards Card LTF - Pre Approved in the APP.. Check yours..

[SSV]

As pointed out by @Desu Sarath in his profile post.. Axis is offering Rewards card as LTF in the pre approved section of the Dil Se Open App..

This is a good card ONLY for those interested in Swiggy offer of 150 off on 500 purchase , twice a month ..
It is a core card...

Go and get it ONLY if you like to use Swiggy offer twice a month...
I use both Swiggy and Zomato moderately..
So this card is somewhat useful for me

Thanks @Desu Sarath for the update..


My current Axis Portfolio...

1) Axis Airtel - Paid --- for Airtel bills
2) Axis Supermoney Pro - LTF -- for daily UPI payments ( upto 500 pm CB )
3) Axis Rewards - LTF - For 150 off 500 Swiggy orders , Twice a month.

Note: Try to keep an empty slot out of the 3 allowed AXIS cards.. so that we can grab the right card to suit our needs..
Dont hesitate to close any unwanted / not useful Axis cards...
I will close one of the above when any particular card is not useful for me ...










Moderators Note: Please use this link to apply for Axis Bank Rewards Credit Card (LTF) https://www.technofino.in/takeme/axis-tfc

 

[komal]

Axis rewards: atleast it has that VIP status due to Citi and might extend till the financial year end. Good one and its edge rewards card, so upgrade or earning edge points will be easy compare to myzone better reward rate.

More premium card upgrade may be possible in future after taking rewards card

 

[kuchbhikuchbhi is verified member.]

Anyone still getting the pre-approved offer for LTF axis Cashback card?

mostly people who are having salary account in axis

 

[Anindya98]

My suggestion would be wait for the axis cashback ltf. All three u mentioned are mediocre cards not worth the headache of having one more cards. Axis iocl ltf is ok only if u want to fill fuel at iocl pumps using scan and pay through upi. All axis including cobranded works for instant discount.

I’m planning to get the IOCL card for my dad. We don’t have any fuel cards, and our annual fuel spend is under ₹10K since it’s LTF. There’s no harm in having it.

 

[panu24]

But Does Axis provide other type of Cashback cards as pre-approved if you already hold cashback cards like Ace or Airtel?

 

[mailmenow]

mostly people who are having salary account in axis

Anyone got it for savings account??

 

[mailmenow]

Not sure how.. it was showing in account from 10-15 days.. but not now 😞
View attachment 113113

Are you holding savings/ salary account?? @Chiraggyl

 

[mayankcse10]

I think it used to work till 2024 later it got stopped, checked intermittently few times but always same message.

I think Axis has some issue with some old accounts. I have a 15 year old salary account with them and never get any pre-approved/upgrade offer etc. My spouse received the current LTF offer for Rewards/IOCL. However if I try to check these options it gives me the below message:
It seems you already have an Axis Bank credit card. The limit on the new card will remain the same as existing card. Pls click here to apply.

It redirects me to another login page and says credit check will be done on login.

By proceeding, you are giving us consent to do a credit bureau check and to call or SMS or Whatsapp with reference to the credit card application process.

 

[hellowo₹ld]

I’m planning to get the IOCL card for my dad. We don’t have any fuel cards, and our annual fuel spend is under ₹10K since it’s LTF. There’s no harm in having it.

under 10k annual spends on fuel, its unnecessary to have fuel card IMO.

Mentioned multiple times, think about like this..

1. LTF - no issues, but for a moment keep it a side
2. Primary purpose is to use fuel purchases, and I believe u want to use to get better reward rate (even if its LTF) and if thats correct check how many edge points u'll get.

Problem not about edge points but cumulatively how many can u able to collect, so u redeem and feel that you really got something.

If min. voucher redemption required 2500 points, but even with 15% return you're able to collect 2400 points -- thats still 0% return only and have to fill that bucket before expiry.

Also, fuel cards have additional headache related to POS, MID. So, we need to constantly speak with support to get the points (unless its the same fuel station, same POS machine everytime) even if its LTF.

Think again and apply after considering everything.

 

[hellowo₹ld]

I think Axis has some issue with some old accounts. I have a 15 year old salary account with them and never get any pre-approved/upgrade offer etc. My spouse received the current LTF offer for Rewards/IOCL. However if I try to check these options it gives me the below message:
It seems you already have an Axis Bank credit card. The limit on the new card will remain the same as existing card. Pls click here to apply.

It redirects me to another login page and says credit check will be done on login.

By proceeding, you are giving us consent to do a credit bureau check and to call or SMS or Whatsapp with reference to the credit card application process.

I hope you're talking about the path that we follow after login to app/netbanking not direct apply from their website. If its pre-approved method, no issues proceed further it won't do Credit bureau check.

 

[Amit_]

Will I get rewards by scanning paytm qr by Axis IOCL Card at HP Petrol Pump? HP Petrol Pump is near to my home.

 

[mailmenow]

under 10k annual spends on fuel, its unnecessary to have fuel card IMO.

Mentioned multiple times, think about like this..

1. LTF - no issues, but for a moment keep it a side
2. Primary purpose is to use fuel purchases, and I believe u want to use to get better reward rate (even if its LTF) and if thats correct check how many edge points u'll get.

Problem not about edge points but cumulatively how many can u able to collect, so u redeem and feel that you really got something.

If min. voucher redemption required 2500 points, but even with 15% return you're able to collect 2400 points -- thats still 0% return only and have to fill that bucket before expiry.

Also, fuel cards have additional headache related to POS, MID. So, we need to constantly speak with support to get the points (unless its the same fuel station, same POS machine everytime) even if its LTF.

Think again and apply after considering everything.

If so, we need to just select a bunk from home to office. Then do the fuel at that petrol bunk only. Axis Iocl card getting correct rewards points.

 

[mailmenow]

Will I get rewards by scanning paytm qr by Axis IOCL Card at HP Petrol Pump? HP Petrol Pump is near to my home.

Axis Iocl card is beneficial only for Iocl petrol bunk not for hp

 

[hellowo₹ld]

If so, we need to just select a bunk from home to office. Then do the fuel at that petrol bunk only. Axis Iocl card getting correct rewards points.

yes along with bunk, think about redemption and required points. If we cant make it there, then everything gone.

u need to have 5k points for 1k apollo, if its amzn needed 10k minimum for 2k voucher.

10k points means even LTF one needs to spend 50k minimum.

if its IOCL premium then edge miles needed should be even higher.

 

[mailmenow]

yes along with bunk, think about redemption and required points. If we cant make it there, then everything gone.

u need to have 5k points for 1k apollo, if its amzn needed 10k minimum for 2k voucher.

10k points means even LTF one needs to spend 50k minimum.

if its IOCL premium then edge miles needed should be even higher.

In axis Iocl , there is no issue for the rewards points credit. But redemption is bad. We can't convert points to cash, can't redeem points for fuel nothing in Iocl. Sbi BPCL card I found better

 

[2025]

under 10k annual spends on fuel, its unnecessary to have fuel card IMO.

Mentioned multiple times, think about like this..

1. LTF - no issues, but for a moment keep it a side
2. Primary purpose is to use fuel purchases, and I believe u want to use to get better reward rate (even if its LTF) and if thats correct check how many edge points u'll get.

Problem not about edge points but cumulatively how many can u able to collect, so u redeem and feel that you really got something.

If min. voucher redemption required 2500 points, but even with 15% return you're able to collect 2400 points -- thats still 0% return only and have to fill that bucket before expiry.

Also, fuel cards have additional headache related to POS, MID. So, we need to constantly speak with support to get the points (unless its the same fuel station, same POS machine everytime) even if its LTF.

Think again and apply after considering everything.

True to some extent. For low fuel consumption I won't suggest. But for upi rupay + instant discount it works. So good in combination. Online shopping reward rate 1%.

For Flipkart/ Amazon voucher redemption (2k) we require 10,000 edge reward points.
Points are valid 3 years.

 

[mayankcse10]

I hope you're talking about the path that we follow after login to app/netbanking not direct apply from their website. If its pre-approved method, no issues proceed further it won't do Credit bureau check.

As I mentioned, I never get any pre-approved cards etc. This is via the Apply Now section in the app.

 

[Exewhyzee]

But Does Axis provide other type of Cashback cards as pre-approved if you already hold cashback cards like Ace or Airtel?

No, they don't even give it post approved.

 

[mailmenow]

No, they don't even give it post approved.

Why not, most most people still holding flipkart, airtel,ace, etc. even I hold airtel , flipkart and ace(earlier)

 

[Exewhyzee]

Why not, most most people still holding flipkart, airtel,ace, etc. even I hold airtel , flipkart and ace(earlier)

I guess they have changed the terms recently. I had tried applying cashback card while holding airtel, it was declined stating I already hold a cashback category card.

 

[mailmenow]

May I know who provide the rejection reason ??