Axis Vistara Signature and BOB Eterna

[LJGIBBS]

1. I am being shown eligible to Axis Vistara Signature Card. Can my family members get add on card and will that add on card have lounge benefits ? I wanted this because apart from lounge, I would atleast get a free Vistara ticket on joining/renewal even though I dont use the card as my primary card.
2. Also I have annual salaried income of 13.5 lakh that makes me eligible for BOB Eterna. In the mastercard variant, there is a list of either 20 or 43 lounges. How do I get mastercard variant and how to know if I would get 43 lounge wala list (it includes my domestic patna airport)

 

[TheMentalist]

1. Getting addon cards for Axis CC is very very difficult

 

[Slayer]

@bhavyegoel any difference in Eterna MC and VISA variants?

 

[bhavyegoelbhavyegoel is verified member.]

@bhavyegoel any difference in Eterna MC and VISA variants?

Not much of a difference. Mastercard is mostly better in some of the benefits.

 

[amit]

1. I am being shown eligible to Axis Vistara Signature Card. Can my family members get add on card and will that add on card have lounge benefits ? I wanted this because apart from lounge, I would atleast get a free Vistara ticket on joining/renewal even though I dont use the card as my primary card.
2. Also I have annual salaried income of 13.5 lakh that makes me eligible for BOB Eterna. In the mastercard variant, there is a list of either 20 or 43 lounges. How do I get mastercard variant and how to know if I would get 43 lounge wala list (it includes my domestic patna airport)

Vistara is for who travels frquently on vistara or any other airlines. In u r case u live in Patna, Vistara provides service to Delhi only.
BOB Eterna is good for online spend 3.75% reward/cashback and unlimited domestic lounge for add-on members.

 

[Slayer]

Vistara is for who travels frquently on vistara or any other airlines. In u r case u live in Patna, Vistara provides service to Delhi only.
BOB Eterna is good for online spend 3.75% reward/cashback and unlimited domestic lounge for add-on members.

Even if someone doesn't use Axis Vistara (Signature/Infinite) i think the benefit on renewal fees more than makes up for it

 

[LJGIBBS]

1. Getting addon cards for Axis CC is very very difficult

I haven't applied yet for myself rather checked my father's eligibility by applying for Axis card. On 2nd Sep he had applied for SBI cashback (and has ONE card with FD of 10K). SBI Cashback got aproved with 5L limit (KYC done). He has govt. salaried income of 16.2 lakh, Experian score 847.
During his application process of Axis, Magnus was also there. Should I apply for HIS MAGNUS rather than ETERNA FOR MYSELF and is it difficult to get ADD ON CARD FOR MAGNUS as well ? What are the chances of his approval given Magnus ki eligibilty on website is 18L.
PLEASE HELP @bhavyegoel @Slayer

 

[Slayer]

I haven't applied yet for myself rather checked my father's eligibility by applying for Axis card. On 2nd Sep he had applied for SBI cashback (and has ONE card with FD of 10K). SBI Cashback got aproved with 5L limit (KYC done). He has govt. salaried income of 16.2 lakh, Experian score 847.
During his application process of Axis, Magnus was also there. Should I apply for HIS MAGNUS rather than ETERNA FOR MYSELF and is it difficult to get ADD ON CARD FOR MAGNUS as well ? What are the chances of his approval given Magnus ki eligibilty on website is 18L.
PLEASE HELP @bhavyegoel @Slayer

Would you be able to hit 1L+ spends a month?

 

[Batman]

Would you be able to hit 1L+ spends a month?

I am in a similar situation. I can hit 1L+ spends if I pay taxes via this credit card.

 

[LJGIBBS]

Would you be able to hit 1L+ spends a month?

Not every month, but definitely 4-5 month in a year. Because all the family members would be using the ADD on cards, if they give us. "The main issue is Add on card"

 

[Slayer]

Not every month, but definitely 4-5 month in a year. Because all the family members would be using the ADD on cards, if they give us. "The main issue is Add on card"

Personally still think Infinia is a better option as spending of 1+L should be most of the months instead of a few months.

 

[LJGIBBS]

Personally still think Infinia is a better option as spending of 1+L should be most of the months instead of a few months.

Infinia mil hi nahi raha despite having preffered family banking program with HDFC. My father was very scared of credit cards, ghar mei sabke paas wo Jet Priviledge wala card tha jispe 4 log saal ka total 3k Fee pay karte aur badle mei Intermiles ka Dhokha milta. RM ko call kiya toh he said ki Millennia hi offer mei hai unka. Aur mere pas pehle se millennia hai hi toh same card lene ka point nhi banta. Soch rha tha retirement k pehle unhe koi mast super premium dila du retirement ke baad aisa travel tour karne ke liye.

 

[TheMentalist]

Not every month, but definitely 4-5 month in a year. Because all the family members would be using the ADD on cards, if they give us. "The main issue is Add on card"

If Addon card is the main issue, then you should forget about Axis

 

[Slayer]

Infinia mil hi nahi raha despite having preffered family banking program with HDFC. My father was very scared of credit cards, ghar mei sabke paas wo Jet Priviledge wala card tha jispe 4 log saal ka total 3k Fee pay karte aur badle mei Intermiles ka Dhokha milta. RM ko call kiya toh he said ki Millennia hi offer mei hai unka. Aur mere pas pehle se millennia hai hi toh same card lene ka point nhi banta. Soch rha tha retirement k pehle unhe koi mast super premium dila du retirement ke baad aisa travel tour karne ke liye.

Are they giving DCB (atleast FYF if not LTF)?

 

[LJGIBBS]

Are they giving DCB (atleast FYF if not LTF)?

I messaged my RM, told him ki agar DCB na bhi ho toh give me atleast Diners Privilege (1L spend spend kr ke LTF kr lunga). Also these HDFC Credit card guys in Maharashtra are just like fraud. They called my father and said that his card request was accepted and told him to verify details to receive the card. Later when my father told me, I contacted the CC and they said it was Moneyback. Matlab koi point tha iska. Got the card cancelled immediately.