Bank accounts for different budget.

[rahul98]

Hello Tf community
wonder what are the best savings account options for every budget of different banks.
- ZB savings account
- budget savings account
- mid range savings account
- premium
- super premium
- HNIs

Pls reply

 

[RishiKiDev]

Pnb pmjdy is also good you’ll get rupay platinum debit card & no restrictions on other aspects

I wanted specifically a multinational/foreign bank, since not much of them are left anymore.

 

[Saiv]

I wanted specifically a multinational/foreign bank, since not much of them are left anymore.

SBM bank offering zero balance accounts with no restrictions & master card debit card

 

[AkashnAkashn is verified member.]

For what its worth... received this email ...

View attachment 34866

View attachment 34867

Today they offered me upgrade to preferred banking after 9 months of opening account.. I don't even maintain 2L balance now..😂

 

[RishiKiDev]

SBM bank offering zero balance accounts with no restrictions & master card debit card

Do they open online accounts? Because my city doesn't have a branch of SBM

 

[Deleted member 11974]

Do they open online accounts? Because my city doesn't have a branch of SBM

yes they do

 

[SSV]

Today they offered me upgrade to preferred banking after 9 months of opening account.. I don't even maintain 2L balance now..😂

Very good.. Take it
They offered me imperia when I maintained about 5l mab for about 30 days
But I paid all my CC bills thru billpay

 

[AkashnAkashn is verified member.]

Very good.. Take it
They offered me imperia when I mained about 5l mab for about 30 days
But I paid all my CC bills thru billpay

Yes i took it. Waiting for it to reflect 😁

 

[SSV]

Yes i took it. Waiting for it to reflect 😁

1 or 2 days max

 

[VasukiVasuki is verified member.]

HNIs
HSBC Private
DBS Treasures
Deutsche Private
JP Morgan Private

Super Premium
HDFC Infiniti
Icici Private Banking
Axis Burgundy Private
Indus Pioneer
Kotak Private
Yes Private
IDFC Private

Premium
ICICI wealth select
axis burgundy
Indus grande
kotak privy
scb priority
idfc wealth
HDFC Imperia

Mid Range
Idfc Select
Axis Priority
HDFC preffered
DBS 25k Mab
icici wm
Indus Exclusive

ZB
icici 95k IP
scb 0 bal
kotak 811
jupiter
fi
Indus delight

Why would you suggest 25k DBS . ANY USP OR REASON BEHIND THAT

 

[VasukiVasuki is verified member.]

Pnb pmjdy is also good you’ll get rupay platinum debit card & no restrictions on other aspects

Upi is highly unreliable .
Still that signal gone issues

 

[Deleted member 11974]

Why would you suggest 25k DBS . ANY USP OR REASON BEHIND THAT

have had a very smooth experience with it
plus there were some offers back then when i had taken it

 

[VasukiVasuki is verified member.]

have had a very smooth experience with it
plus there were some offers back then when i had taken it

With reference to cc offers ?

You mean the good experience of Branch !

 

[AritraSaha]

With reference to cc offers ?

You mean the good experience of Branch !

I heard they have good customer care support..

 

[AritraSaha]

With reference to cc offers ?

You mean the good experience of Branch !

For cc offers icici, axis, hdfc, kotak are better.

 

[Deleted member 11974]

With reference to cc offers ?

You mean the good experience of Branch !

customer support
have never visited the branch

 

[VasukiVasuki is verified member.]

For cc offers icici, axis, hdfc, kotak are better.

Icici won't give me cc - no luck
Axis i have
Hdfc have but low limit
Kotak non service area 811 account

Will opening kotak pervy .. guarantee to cc .
Bcz i opened 25k idfc later to find out .idfc saving & cc has no relationship 😅😅

 

[varun__goel_]

Icici won't give me cc - no luck
Axis i have
Hdfc have but low limit
Kotak non service area 811 account

Will opening kotak pervy .. guarantee to cc .
Bcz i opened 25k idfc later to find out .idfc saving & cc has no relationship 😅😅

Idfc does give pre approved offers

 

[VasukiVasuki is verified member.]

Idfc does give pre approved offers

4 month & no luck . Got consumer durable loan 65k

 

[varun__goel_]

4 month & no luck . Got consumer durable loan 65k

4 months is a short period for pre approved cc. You have to wait for atleast 6 months.

 

[Pack_of_Cards]

I wanted specifically a multinational/foreign bank, since not much of them are left anymore.

Go with HSBC or DBS, at least you will not have to deal with idiots in customer care on a regular basis.