Bank Scam using AADHAR - Deactivate Aadhaar Enabled Payment Service (AePS)

[Deleted member 9785]

Very Imp

Lock AADHAR Based authentication on UDAI website.

Only open it for short while when u need to do a KYC

New fraud method exposed: Cyber scammers clear bank accounts with Aadhaar number, no OTP needed

New cyber fraud method: Money withdrawn from accounts via Aadhaar, bypassing OTP, CVV and bank details.

www.dnaindia.com

 

[Ad.Astra]

But Cloning a Finger Print is not a Joke.

Finger data is only available in UIDAI Database
Or Our own fingers and Thumb.

Question is from Where Fraudster got the Finger Print Data ?

If it is carelessness/Security breach at UIDAI
Or
Carelessness of Account Holder who allowed a unknown Person to copy his/her Finger prints unknowingly or Knowingly or took his/her Finger Prints in the disguise of doing some other Activity like While issuing a new Sim Card or Bank KYC etc..


Then only locking Aadhar is not enough

We should cover our Naked hands also using Gloves 24×7 to avoid Cloning of finger Prints.

I remember reading an incident about fraudsters copying fingerprints from papers in land records office, in connivance with govt. employees and they made finger print clones using polymers and proceeded to drain bank balance of the victims using AEPS.

Hence it's not always about carelessness of the account holder.

 

[VISHESH_BANSAL]

First remove status quo and confirmation bias so that you are open to new points

If that is Possible, then technology needs an upgradation.

While Scanning a fingure Print, Scanner shall be able to identifiy if a living Human Being Finger is being Scanned or not.

 

[plastikman]

Then also, Do you think UIDAI OR LAND OFFICE or any other entity holding our Finger Print data will accept Security breach at their end?

Ultimately Account Holder would be Accused and Blamed

Is AEPS automatically enabled ? I haven't even heard of it till now. 😆

 

[VISHESH_BANSAL]

I remember reading an incident about fraudsters copying fingerprints from papers in land records office, in connivance with govt. employees and they made finger print clones using polymers and proceeded to drain bank balance of the victims using AEPS.

Hence it's not always about carelessness of the account holder.

But do you think such entity will Accept Data Breach at their end ?

 

[plastikman]

If that is Possible, then technology needs an upgradation.

While Scanning a fingure Print, Scanner shall be able to identifiy if a living Human Being Finger is being Scanned or not.

When I had registered for Aadhaar, the scanner was so bad that my only one finger gets recognised that too if I keep it at 122° (only known to me). This is 2FA I guess 🤣 They should consider using ultrasonic scanner instead of optical scanner where applying Fevicol can con the system.

 

[VISHESH_BANSAL]

When I had registered for Aadhaar, the scanner was so bad that my only one finger gets recognised that too if I keep it at 122° (only known to me). This is 2FA I guess 🤣 They should consider using ultrasonic scanner instead of optical scanner where applying Fevicol can con the system.

Nysh you have your own 2FA🤣

 

[4uziaul]

Then also, Do you think UIDAI OR LAND OFFICE or any other entity holding our Finger Print data will accept Security breach at their end?

Ultimately Account Holder would be Accused and Blamed

Absolutely! Although they may not admit it, there should be stronger security measures to prevent such incidents. Simply disabling biometrics is like putting a band-aid on the problem—it's a temporary solution. As we've seen in this thread, when you disable biometrics and try to enable it again, the OTP often takes longer to arrive. 🤣

 

[Strange]

First check at your nearest shop that AePS transaction is enabled in your account or not? I think most private banks don't enable AePS transaction by default, like my icici is not enabled for aeps transactions.

 

[Deleted member 9785]

mail received from HDFC on deactivation


We request you to submit the request at the nearest branch for your concern.


Kindly visit the following URL to access information for the complete address and contact details of our Branches as well as our PhoneBanking numbers:

http://www.hdfcbank.com/personal/find-your-nearest/find-nearest-branch

 

[Deleted member 9785]

First check at your nearest shop that AePS transaction is enabled in your account or not? I think most private banks don't enable AePS transaction by default, like my icici is not enabled for aeps transactions.

How to check this buddy in case of HDFC? I sit possible to check online?

 

[Strange]

How to check this buddy in case of HDFC? I sit possible to check online?

I don't think you can check this online. Visit your nearest shop where AePS service is available and just do a balance enquiry transaction to confirm.

 

[yolofino]

When I had registered for Aadhaar, the scanner was so bad that my only one finger gets recognised that too if I keep it at 122° (only known to me). This is 2FA I guess 🤣 They should consider using ultrasonic scanner instead of optical scanner where applying Fevicol can con the system.

Nah, I suggest ass prints as 2FA. Hope the Aadhaar guys listen to me.

 

[yolofino]

Very Imp

Lock AADHAR Based authentication on UDAI website.

Only open it for short while when u need to do a KYC

New fraud method exposed: Cyber scammers clear bank accounts with Aadhaar number, no OTP needed

New cyber fraud method: Money withdrawn from accounts via Aadhaar, bypassing OTP, CVV and bank details.

www.dnaindia.com

AePS should be shut down. It's like signing on a blank paper.

 

[yolofino]

C

But Cloning a Finger Print is not a Joke.

Finger data is only available in UIDAI Database
Or Our own fingers and Thumb.

Question is from Where Fraudster got the Finger Print Data ?

If it is carelessness/Security breach at UIDAI
Or
Carelessness of Account Holder who allowed a unknown Person to copy his/her Finger prints unknowingly or Knowingly or took his/her Finger Prints in the disguise of doing some other Activity like While issuing a new Sim Card or Bank KYC etc..


Then only locking Aadhar is not enough

We should cover our Naked hands also using Gloves 24×7 to avoid Cloning of finger Prints.

Cloning a fingerprint is very old and people in foreign countries were doing it many years ago from photographs. This whole AePS system is a fool's idea and must be shut down.

 

[Deleted member 9785]

AePS should be shut down. It's like signing on a blank paper.

So, i submitted a request at HDFC branch after talking to RM to deactivate the same.

 

[yolofino]

So, i submitted a request at HDFC branch after talking to RM to deactivate the same.

Is there a pre-printed form for that?

 

[Deleted member 9785]

Is there a pre-printed form for that?

Na just a application simple on A4 sheet

 

[SSV]

Some quick reference general mateiral about AePS and how it works. I heard it first time in this post...

From horses mouth.. others and others

 

[sangalaviral]

Keep you majority of the money in non linked FDs, that way you can minimise the impact.

 

[hellobois]

How an unknown person will Clon your Fingre Prints ?

Would you allow any person to clon it voluntarily ?

it happens in villages mostly, poor people use biometric for free ration and oil. but I dont know why a fraudster will hack account of poor people, they must have access to some internal data, like even Paytm account verification asks for biometric, many cc verification person carry biometric devices with them, they can easily copy our fingerprint and use it later. there are so many ways to fool people.