Bank Wise Minimum CIBIL Score for Card Approval

[Theron]

I am holding 14 Credit cards right now. All I got them within last 2 years. I had 3 late payments in 2020. One was of 852 days late and two were of 59 days late. Till now my CIBIL score never crossed 750. Closest was 746. Still I got almost all credit cards. Mostly visa platinum varient. But now difficult to get BoB and HSBC (Both got rejected). Amex didn't apply considering chances of rejection. Can any body share minimum CIBIL score requirement for all Bank credit cards?

 

[pra1968]

717 when I got my first card. HSBC approved after sending mail to Credit card team

😵😵late payment of 852 days.....
Doesn't break your score.....?

 

[Rahul Gupta]

I am holding 14 Credit cards right now. All I got them within last 2 years. I had 3 late payments in 2020. One was of 852 days late and two were of 59 days late. Till now my CIBIL score never crossed 750. Closest was 746. Still I got almost all credit cards. Mostly visa platinum varient. But now difficult to get BoB and HSBC (Both got rejected). Amex didn't apply considering chances of rejection. Can any body share minimum CIBIL score requirement for all Bank credit cards?

can you share the screenshot for the 852 day late payment.

 

[Theron]

😵😵late payment of 852 days.....
Doesn't break your score.....?

717 score I had when I got my first credit card from AXIS. Throughout minimum score I had around 664 after late payment what I noticed.

 

[Theron]

can you share the screenshot for the 852 day late payment.

 

[pra1968]

717 score I had when I got my first credit card from AXIS. Throughout minimum score I had around 664 after late payment what I noticed.

So how your score climb to 717 from 664.....
How much time it took....?

 

[Theron]

So how your score climb to 717 from 664.....
How much time it took....?

Amazon Pay later which I never used but because of that on time payment was reported for 9 months and then CIBIL increased.