Axis Flipkart- ChargeableCan you please list down the cards you've got with credit score less than 750
I applied for HSBC when I had only 2 enquiries in last 3 months. However in same scenario SC approved my card within a day that too without income proof.HSBC and stanc , considers number of enquiries also , if you have more than 4-5 enquiries on Cibil in last 3-4 months then hsbc and stanc generally will not issue a card
That is in fact more believable. The babudom in public sector banks has not gone. 😂Yes but you won't believe the bank who denied to give me card i.e BoB. Even I am holding cards of foreign banks like CITI and SC.
Is this still the criteria for HSBC as no. of enquiries more then rejectoin possible?HSBC and stanc , considers number of enquiries also , if you have more than 4-5 enquiries on Cibil in last 3-4 months then hsbc and stanc generally will not issue a card
even i have similar case, but im 20 and gross income is 3.1L. I have axis bank card with 1L limit, should i go ahead with application?I have 4-5 enquiries in last 3 months. Still HSBC approved my card application.
That totally depends on the bank and their risk management team. However, number of enquiries was not a factor in my case. If you can wait I would suggest you to wait for at least 3 months, to be on a safer side.. And if you can't wait then go ahead... Best of luck 👍even i have similar case, but im 20 and gross income is 3.1L. I have axis bank card with 1L limit, should i go ahead with application?