Banks which accept credit card application based on card to card basis

[Aditikpurohit]

I was curious about this thing
Can someone make a list of major banks which accept application on card to card basis, also mention the banks which accept application only on salary basis, does Standard Chartered accept card to card basis applications? Even online bank of baroda application asks for salary slips and bank account statements

 

[Aditikpurohit]

And no

BOB doesn't necessarily ask for income proof. I applied for BOB CC with my HDFC moneyback CC statements, C2C, around 3 weeks ago. It was approved today. I got my HDFC CC in Jan 2022, I uploaded latest card statement. I did not have to submit any income related documents. My HDFC CC has 75K limit.

While applying online it's asking me for bank statement and salary slip

 

[Aditikpurohit]

Did you select C2C option?
I also applied online in C2C method.

I didn't have to upload any bank statements or income documents. Just normal documents and latest CC statement. I believe you might have selected some wrong option.

Where is that option can you send me the link?

 

[souvikdey2002]

I was curious about this thing
Can someone make a list of major banks which accept application on card to card basis, also mention the banks which accept application only on salary basis, does Standard Chartered accept card to card basis applications? Even online bank of baroda application asks for salary slips and bank account statements

Stan C accept C2C basis application & they are very liberal on this.
Enquired about SC Ultimate which can be gotten only with an existing card having a limit of 4 Lakhs, that's it.
But there is no possibility of Joining & Annual fee waiver. Doesn't matter how much you spent, it will be applicable.

 

[Aditikpurohit]

I wrote below, do update us here. If you have any problems, you can personally message me using forum chat.

Actually I'm applying for BOB Eterna I'm getting no Card to Card application option

 

[souvikdey2002]

Actually I'm applying for BOB Eterna I'm getting no Card to Card application option

For Eterna you will not get C2C application since it is their Top most variant.
Yesterday I applied for it, you have to upload as many documents as possible including Bank Statements, PaySlip, Any other Card statement if you have(not necessary but to make sure the application doesn't get rejected) also the ID card if possible.

 

[souvikdey2002]

Do let us know the application status later.

I will but it's very confusing since I will not know the card variant unless I see it physically.
Since it's completely BoB's call to either give me Eterna or downgrade it to the lower variant.

 

[Aditikpurohit]

Stan C accept C2C basis application & they are very liberal on this.
Enquired about SC Ultimate which can be gotten only with an existing card having a limit of 4 Lakhs, that's it.
But there is no possibility of Joining & Annual fee waiver. Doesn't matter how much you spent, it will be applicable.

I have a hdfc card with higher limit of more than 5 lakhs and standard chartered card with less 1 lakh will I get standard chartered ultimate?

 

[souvikdey2002]

I see ... Even my BOB card will come this week!

I see ... Even my BOB card will come this week!

So wait for a surprise for sure
Either they will downgrade your card else they will give you a pathetic credit limit.

 

[souvikdey2002]

I have a hdfc card with higher limit of more than 5 lakhs and standard chartered card with less 1 lakh will I get standard chartered ultimate?

Your case is a bit complicated, call Stand C Customer care & ask them to upgrade your existing to Ultimate.
If they denies then ask them can you apply for Ultimate since you have a Card where the limit is more than 4 Lakhs.

 

[souvikdey2002]

I didn't apply for Eterna though ... C2C card had a limit of 75K ... So hoping for atleast 75K let's see

Limit will be for sure below 75K as I have seen so far the original CC limit is never given.
90% of the time it lower than that but you can expect an exception is some cases.

 

[souvikdey2002]

I see ... Let's see ... Will get to know in 2-4 days!

Best of luck, update here
Then will have a trend of BoB, how they are issuing cards.

 

[Amrish]

I have a hdfc card with higher limit of more than 5 lakhs and standard chartered card with less 1 lakh will I get standard chartered ultimate?

No point applying on C2C basis because stanc decides basis their existing card if you already have one.
Same thing happened with me. My hdfc limit is > 15 lacs but the limit on stanc card was 1.5 lacs. Applied C2C with hdfc statement but got declined. Reason given was that existing stanc limit was low.
It would be better for you to try basis existing customer method on website. Atleast it gives you an immediate decision

 

[TechnoFinoTechnoFino is verified member.]

Actually I'm applying for BOB Eterna I'm getting no Card to Card application option

for Eterna you have only one option... income proof (online)
for offline, you can apply via c2c method

 

[Amrish]

What's existing customer method?

It’s on the stanc website. If you already have a stanc card, you can request for another card after doing a validation of 2 rupees with existing card

 

[Amrish]

Has anybody got StanC with card on card basis through online mode. I know stanc does c2c but should I go online or through an agent

 

[TechnoFinoTechnoFino is verified member.]

I was curious about this thing
Can someone make a list of major banks which accept application on card to card basis, also mention the banks which accept application only on salary basis, does Standard Chartered accept card to card basis applications? Even online bank of baroda application asks for salary slips and bank account statements

Stanc accepts c2c applications, you can apply online and submit them your other card statement as proof when they visit you.

 

[Indian]

Stanc accepts c2c applications, you can apply online and submit them your other card statement as proof when they visit you.

But you must working in MNC or they will ask you PF number, beware of SCB.

 

[SubhankarSubhankar is verified member.]

I was curious about this thing
Can someone make a list of major banks which accept application on card to card basis, also mention the banks which accept application only on salary basis, does Standard Chartered accept card to card basis applications? Even online bank of baroda application asks for salary slips and bank account statements

Every bank except Citi takes card to card application. HSBC takes Stan C and Citi card as card to card application only, others don't have any restriction. Few banks support c2c application online, few support physical c2c application, that too varies from time to time. Period

 

[prc1990]

But you must working in MNC or they will ask you PF number, beware of SCB.

You meant UAN? 🧐🙄😲