IndusInd Bank's Buggy Credit Card Application Process - Application Already Pending

[vine]

IndusInd rejected my CC application. I asked them reason for rejection. Here's their reply:


View attachment 70022

Please ask for the actual specific reason, and internal guidelines are not above RBI guidelines which clearly direct the bank/issuer to specify the reason for rejecting an application.
If needed threaten them with RBI ombudsman.

 

[vatsalhk]

Please ask for the actual specific reason, and internal guidelines are not above RBI guidelines which clearly direct the bank/issuer to specify the reason for rejecting an application.
If needed threaten them with RBI ombudsman.

They would give a dumb reason saying PAN not validated or whatsoever. The reason wont ever make sense.

 

[vine]

PAN not validated - sounds stupid enough.
PAN not validated by whom?

 

[panchabhut]

PAN not validated - sounds stupid enough.
PAN not validated by whom?

Normally means online validation with Income Tax database failed. Check status of PAN on Income Tax site, whether it is in "Active" status or not. Can also happen in case there is variation in demographic details like Name/Fathers name etc.