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Baroda Max Advantage Home Loan - DC Inquiry?

Finchamp!

TF Premier
Which all debit cards can be issued with the savings A/C that gets opened with Baroda Max Advantage Home Loan? In particular, can I apply for Rupay Select DC or the Sapphire DC?
 
I am in the process of availing a new home loan of approximately ₹1 crore from Bank of Baroda at an interest rate of 8.15%. However, when I inquired about the 'Bank of Baroda Home Loan Advantage' scheme, the manager informed me that the interest rate would increase by 0.2%, bringing it to 8.35%. I would like to confirm whether this rate hike applies to all borrowers under this scheme or if the manager is misguiding me.

Additionally, I was told that to avail the 8.15% rate, I need to purchase insurance, whereas without insurance, the rate would be 8.2%. Has anyone else experienced a similar situation?"
 
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