BBD and GIF deals thread

[ak93]

More Details on HDFC DC EMI...

There are two types of DC EMI in HDFC...

1) HDFC pre- approved DC EMI - (cancellation allowed)
2) Merchant EMI... -- ( no cancellation allowed, only pre closure)...

If it is the first case i.e. HDFC aprroved EMI,, then we can cancel the EMI within first 7 days...

If it is Merchant EMI, i.e. bought thru Amazon, FK , or any other third party website.. there is no facility to 'Cancel' it ...
only Pre closure from the day 1 which attracts 3% on principal outstanding + 18% GST...

In my case, I spent 42,857 , if I want to pre-close now I have to pay around 44,732.. . SO, I have to pay 1,875.. which still way less than EMI Discount I got... i.e. 5,632.19

So, in effect I will get 3,757 benefit by chossing 18 month EMI by preclosing..
SO it is still a good deal..
This is for all HDFC DC EMI enthusiasits..
WIn , win for both.. The bank wins and we win..

View attachment 33437

This is the same as HDFC CC EMI as well I think. Only few banks allow cancellation like ICICI bank.

 

[bhaveshS]

Under 70k best smartphone?

 

[SSV]

Under 70k best smartphone?

You need to list down the specific features that you love to have in your 70k phone, then selection will be easier

 

[bhaveshS]

You need to list down the specific features that you love to have in your 70k phone, then selection will be easier

Only Camera 📸

 

[SSV]

Only Camera 📸

So you want 70k camera, with mobile functionality as bonus..
iPhone and Pixel phones are really good camera phones, to my knowledge

 

[harsh1387]

I searched but couldn't find..
In the app you could select "share" and select copy the link and you can share that link here

Example

View attachment 33322

Sorry I missed your message.
Out of town so didnt access the forum.

The offer for 899 was live for just 1 day. At that rate Apple case was very good value. Otherwise they aren't. Instead i prefer Spigen and Ringkw fusion military grade protection ones. Clear cases in my experience no matter which brand does get yellow in sometime.

 

[harsh1387]

So you want 70k camera, with mobile functionality as bonus..
iPhone and Pixel phones are really good camera phones, to my knowledge

Just for everyons knowledge the Pixel 8 has an average processor for the segment and that's why performance isn't that great plus it's experiencing heating issues. Do check online reviews and all before anyone thinks of buying it. Also Pixel service in case there is an issue takes time.

 

[harsh1387]

Under 70k best smartphone?

Iphone 15.
In Android Samsung S23

Avoid Pixels.

 

[bhaveshS]

What would be best
Having 30-40k camera and smartphone 20-30k

Or

Only smartphone 70k?

 

[COSMOCRAT]

What would be best
Having 30-40k camera and smartphone 20-30k

Or

Only smartphone 70k?

Depends on how many pockets do you have. /s

You can buy a 20k phone. And a decent DSLR around 40k, why go for a phone just for camera.

 

[SSV]

why go for a phone just for camera.

Correct . .

 

[bhaveshS]

Depends on how many pockets do you have. /s

You can buy a 20k phone. And a decent DSLR around 40k, why go for a phone just for camera.

40-50k camera >>> iphone camera?

 

[varun__goel_]

40-50k camera >>> iphone camera?

Any day brother🙂

 

[bhaveshS]

Suggest me a camera

 

[iAmPm]

40-50k camera >>> iphone camera?

100%. Your iphone15 won't be able to zoom more than 2X optically. If you are a guy who want to carry camera(mobile) in a pocket take it out whenever needed and want the photo in one shutter hit then go for iphone.
Else DSLR >>>> iPhone or any phone camera for that matter

 

[sourpai]

Please consider portability factor also. While it seems great to have a separate camera, the ease provided by a good phone camera is unmatched. I have both DSLR and iPhone. Hardly ever used DSLR in last few years. Its phone camera all the way

 

[AritraSaha]

Please consider portability factor also. While it seems great to have a separate camera, the ease provided by a good phone camera is unmatched. I have both DSLR and iPhone. Hardly ever used DSLR in last few years. Its phone camera all the way

Yeah. Nowdays photo are mostly shared in social media. & Phone camera are very good at taking Instragramable photo. No editing required 🙃

 

[bhaveshS]

Please consider portability factor also. While it seems great to have a separate camera, the ease provided by a good phone camera is unmatched. I have both DSLR and iPhone. Hardly ever used DSLR in last few years. Its phone camera all the way

Camera needed for youtube videos then dslr is best?

 

[harsh1387]

What would be best
Having 30-40k camera and smartphone 20-30k

Or

Only smartphone 70k?

It's a matter of convenience.
Can you carry that 30-40k camera everytime everywhere you need it? If yes then it's ok. Or just get the phone with excellent camera and enjoy the convenience of clicking whatever you want anywhere you want.

 

[bhaveshS]

S22 ULTRA VS IPHONE 14,15
IN TERMS OF CAMERA?