Best 3 credit cards to own

[mj01]

If you are to have only 3 credit cards among which one is paid and the other two are LTF (only cards that are actually possible to get LTF), which three cards would you go for? And why?

Curious to understand which ones to own and hold in the long run (assuming devaluations don't hit those cards!)

Thanks,
MJ

 

[D₹V]

Cards comes & goes.

Use and throw.

Don't think much.

Keep 2-3 premium cards

Which is well known 😁.

 

[drk]

In basics

SBI CASHBACK CC
AXIS ACE CC
STANDARD CHARTERED SMART EARN CC

In premium

HDFC INFINIA
AXIS ATLAS
AMEX PLATINUM

 

[Vasuki]

If you are to have only 3 credit cards among which one is paid and the other two are LTF (only cards that are actually possible to get LTF), which three cards would you go for? And why?

Curious to understand which ones to own and hold in the long run (assuming devaluations don't hit those cards!)

Thanks,
MJ

Amazon PE icici
Sbi cashback card
Axis atlas or amex plat

 

[NShah]

Amazon PE icici
Sbi cashback card
Axis atlas or amex plat

Sbi cashback card hai to Amazonpay ki zyada zarurat nahi padti

 

[Shroud]

Infinia Paid
Tata Neu Infinity LTF
Idfc wealth LTF

 

[mj01]

Thanks guys! Is it possible to get axis atlas LTF? Maybe some periodic offers?

 

[D₹V]

Thanks guys! Is it possible to get axis atlas LTF? Maybe some periodic offers?

N o o

 

[Shroud]

Thanks guys! Is it possible to get axis atlas LTF? Maybe some periodic offers?

Yes..... If you have more than 3L net salary and burgundy account with axis.....

 

[HumorSimpson]

SBI cashback for online
Axis ACE for offline
Tata neu infinity for upi

All of the above are hassle free cashback cards with auto redemption.

 

[RAMESH BABU N]

The choice squarely depend upon one's spending pattern n lifestyle.

For me -

Amazon Pay-ICICI - Visa
SBI CashBack - Visa
AXIS Airtel - Visa

And,
PNB SELECT RUPAY - for small n daily needs.

I have another 6 cards - to meet specific needs - but not a-must-to - hold-cards.

Wide acceptance across India, ever dependable, tension-free use at all times decide the best 4 cards.

 

[helloworld]

Thanks guys! Is it possible to get axis atlas LTF? Maybe some periodic offers?

even if you get as LTF, this card need atleast 3L per year spends, if that is not there, then this card not for us.

 

[helloworld]

If you are to have only 3 credit cards among which one is paid and the other two are LTF (only cards that are actually possible to get LTF), which three cards would you go for? And why?

Curious to understand which ones to own and hold in the long run (assuming devaluations don't hit those cards!)

Thanks,
MJ

best 3 cards: https://www.technofino.in/community/threads/best-card-to-complement-current-portfolio.23051/

I don't think there are any LTF cards that provide better than 3.33% reward rate.

 

[Pavan]

For me it's always ACE+MRCC +STAN C (Covers everything)

 

[BVC]

My suggestion would be

LTF Cards: (Any 2)

-ICICI Amazon Pay/ HDFC Millenia
- HDFC Tata Neu Infinity (UPI) & Offline
- SBI Cashback

Premium Cards: (Any 1)

- HDFC Infinia (Tough to get)
-Axis Atlas (Paid as LTF is not possible)
- ICICI Emeralde Private Metal (Tough to get)
- You can even consider recent crowd fav Yes Marquee

If you love to Amex add Amex Plat travel (Which can be FYF before Feb 29th 2024 with referral program) to your portfolio.

 

[KunalJ]

Infinite Metal
Tata Neu Infinity

 

[girish3456]

Cards comes & goes.

Use and throw.

Don't think much.

Keep 2-3 premium cards

Which is well known 😁.

Hdfc bank diners club black,
Idfc first bank Wealth &
PNB Rupay Select credit card

 

[Sathishmani]

Tata Neu Infinity LTF for UPI spends
Axis Airtel for Utility spends
SBI Cashback for online spends

 

[Deleted member 23535]

Tata Neu Infinity LTF for UPI spends
Axis Airtel for Utility spends
SBI Cashback for online spends

Is axis airtel useful for all
Or 4 airtel customers ?

 

[HumorSimpson]

SBI Cashback - online
Axis ACE - offline
Tata Neu Infinity - UPI

ofcourse
Aadhaar Card
PAN Card
SIM Card too