Best App to pay Rent and Education Fee?

[Santhosh]

Best App to pay Rent and Education Fee?

Suggest best credit card to pay Rent and Education Fee?

 

[iamdhamo]

It will be reported in your AIS and would be difficult to explain, yes.

I guess it won't allow to send to urself

 

[350modena]

I guess it won't allow to send to urself

The app will allow... just that it will get reported under the PAN of the person receiving the money in AIS and if it is self, then how can you justify it?

 

[iamdhamo]

The app will allow... just that it will get reported under the PAN of the person receiving the money in AIS and if it is self, then how can you justify it?

Oh ok I have not tried housing. I tried in cred only that too long back

 

[350modena]

Oh ok I have not tried housing. I tried in cred only that too long back

irrespective of the app/website, if PAN number is reported, then it can appear in the AIS (im not sure if it will appear 100%).

 

[iamdhamo]

irrespective of the app/website, if PAN number is reported, then it can appear in the AIS (im not sure if it will appear 100%).

I m ok if it appears cos I m not planning to do to my own acc.

 

[350modena]

I m ok if it appears cos I m not planning to do to my own acc.

Then you have nothing to worry about. I've also been looking at making payments to those vendors to whom I usually use NEFT but via CC. Haven't found a sweet spot yet.

 

[sudoabhi]

Then you have nothing to worry about. I've also been looking at making payments to those vendors to whom I usually use NEFT but via CC. Haven't found a sweet spot yet.

let us know if you find anything. maybe create a thread

 

[cardex]

Fill your family members pan and go through small amounts.

need to pay rent of 11000/- starting next month, want to start paying by credit card, got apay, sbi vistara basic, sbi rupay, axis flipkart, axis rupay, onecard, hdfc milenia, hdfc tata neu rupay, which one should I opt for and through which app to pay would be beneficial like reward points, milestone benefits etc.

 

[s1t2y3a3m6]

need to pay rent of 11000/- starting next month, want to start paying by credit card, got apay, sbi vistara basic, sbi rupay, axis flipkart, axis rupay, onecard, hdfc milenia, hdfc tata neu rupay, which one should I opt for and through which app to pay would be beneficial like reward points, milestone benefits etc.

On All cards rent payment charges 1%+GST + convience charges on app. Amazon pay reward 1% only. Wouldn't get anything on axis, hdfc.
So it's better not to do rent payment on credit card.

 

[AidenFrost]

HDFC infinia is charging 1% rental transaction charges:

Rent Pay Transactions: W.e.f. 1st August2024, 1% fee on transaction amount will be leviedon rental transactions done on any applicablemerchant for the month. Fee capped at Rs 3000per transaction

I thought it was for third party apps. Is this applicable to RedGiraffe via payzapp also?

 

[iamdhamo]

I thought it was for third party apps. Is this applicable to RedGiraffe via payzapp also?

U need house rental agreement to do in red giraffe

 

[cardex]

On All cards rent payment charges 1%+GST + convience charges on app. Amazon pay reward 1% only. Wouldn't get anything on axis, hdfc.
So it's better not to do rent payment on credit card.

so which new card should i apply for to get these benefits?

 

[iamdhamo]

so which new card should i apply for to get these benefits?

I feel the party is over. Now it's costly to use rent via cc.

I m also still searching but I don't want to get a card which offers rewards for rent via fearing devaluation soon

 

[iamdhamo]

I also need to pay close to 28k per month as rent but 1% by issuer and then 1 to 3% by TPA looks very costly except red giraffe but I don't have rental agreement

 

[sudoabhi]

I also need to pay close to 28k per month as rent but 1% by issuer and then 1 to 3% by TPA looks very costly except red giraffe but I don't have rental agreement

I do have the rent agreement. But still will it be worth it giving 1.18% to bank and 0.39% to 3% TP Merchant?

 

[iamdhamo]

I do have the rent agreement. But still will it be worth it giving 1.18% to bank and 0.39% to 3% TP Merchant?

If u get rewards close to 3% from the card then ok otherwise no

 

[ARCHISMAN_DAS]

U

I do have the rent agreement. But still will it be worth it giving 1.18% to bank and 0.39% to 3% TP Merchant?

Use Amex it will benifits u in long term...

 

[350modena]

so which new card should i apply for to get these benefits?

Look at AMEX. milestone benefits for all expenses including rent.

 

[cardex]

Look at AMEX. milestone benefits for all expenses including rent.

minimum gross salasry or ITR for AMEX?

 

[350modena]

minimum gross salasry or ITR for AMEX?

Starts at 4L for smartearn and 6L for MRCC.

Use a referral for first year free (DM me in case you need any help)