Best bank account for 18yr old, along with credit card suggestion

[Raghav2006]

For classic : Yes
For digisave:IMPS, SMS , DC are not free

Understood.

Thank you so much

 

[GTSaketh]

If u give IP of 1L they might open savingsmax and upgrade it to classic
if u do not maintain 1L for more than 3 mons then they will downgrade it to standard (savingsmax)

Do you mean when opening account?

Because I opened Digisave and upgraded to classic. But it shows Digisave in account variant.

So @Raghav2006 just make sure to open Digisave first. And then upgrade it to classic.

 

[Fini7777]

Do you mean when opening account?

Because I opened Digisave and upgraded to classic. But it shows Digisave in account variant.

So @Raghav2006 just make sure to open Digisave first. And then upgrade it to classic.

Yes, I suggested him the same process
BTW ur acc variant will remain same but u will be enrolled in classic banking that's it.

 

[Raghav2006]

Do you mean when opening account?

Because I opened Digisave and upgraded to classic. But it shows Digisave in account variant.

So @Raghav2006 just make sure to open Digisave first. And then upgrade it to classic.

Yup that's what @Fini7777 told me too.
But can you tell me how much time did it take you, and how should I go and talk to them regarding this?

Directly pay 1lac or first pay 5k for digisave and then they'll take 95k more and upgrade?
And can this all happen in single visit?
All my docs are without issues of any kind.

 

[GTSaketh]

First open digisave account online, wait 3-4 days until you are account is fully active.

And then go deposit 1L into your account and go directly to Bank Manager and ask him for classic upgrade (then it will take 1-2 days for upgrade).

But If you are opening in branch make sure they are opening digisave.

 

[Raghav2006]

First open digisave account online, wait 3-4 days until you are account is fully active.

And then go deposit 1L into your account and go directly to Bank Manager and ask him for classic upgrade (then it will take 1-2 days for upgrade).

But If you are opening in branch make sure they are opening digisave.

understood, and I am not going to keep digisave, I dont have to pay any debit card or any kind of charges and my small ip for digisave will remain as is, right?

 

[GTSaketh]

understood, and I am not going to keep digisave, I dont have to pay any debit card or any kind of charges and my small ip for digisave will remain as is, right?

Your account will still be Digisave. You are just joining one of the premier banking programme called classic with 1L. As long as you are in this programme, There will be no charges.

If you still have doubts feel free to DM me