Best card for medicine purchases

[cch]

Hi all, I have annual spends of roughly 1L(monthly 7-9k) on medicines and mostly buy those from 1mg. Are there any cards that have good offers/5-10x reward multipliers for one of medicine sites like 1mg, Apollo 247, netmeds, etc? I currently hold following cards:

Axis Magnus
HDFC regalia LTF
Axis Ace
Axis privilege
ICICI Amazon Pay
Slice

I was thinking of getting Amex MRCC card as I always split my medicine orders in 4 of roughly same amount to get max discount using their Care pass. Any other cards that offer better value than this?

 

[visvin]

No card tie up. Just simple flat discount. I guess there's huge margin in the medicine business!

 

[cch]

why are you using 1mg? i have used many websites for medicines and found it to be the most expensive one. I have 5k per month medicine bill and i always buy from netmeds or pharmeasy these two are always cheaper for me

Maybe depends on the medication. For orders under 2.5k, I get 600 off and 5% neucoins. I mainly order Diabetes medication and every time I’ve compared it with Netmeds, pharmeasy and apollo247 there was almost a difference of 10% for me.

I assume the discount these online portals provide is on MRP.

My local medicine shop gives me 10% off on medicines and accepts my credit card.

So these is marginal difference if any in my case when using online medicine shops

That’s why I prefer it. And local medical shops are way tooo expensive for these medications.

 

[Slayer]

No card tie up. Just simple flat discount. I guess there's huge margin in the medicine business!

There's margin for store chains like MedPlus as they are a listed company at the end of the day.

Not so much for local shops

 

[Vipsssy]

Even Netmeds has 15% to 20% off above certain limit. Even Pharmeasy

 

[Mohur]

@cch but I get medicine immediately from offline shops. Less headache for a busy person. Yes, online is always going to be cheaper

 

[Slayer]

Even Netmeds has 15% to 20% off above certain limit. Even Pharmeasy

With 1mg you don't need to hit that limit if you're a care plan user.

My order value with 1mg is mostly less than 500 and always a better rate (including neucoins) than medplus for the matter of fact (Before card reward rates and whatnot)

 

[Slayer]

@cch but I get medicine immediately from offline shops. Less headache for a busy person. Yes, online is always going to be cheaper

I think online is lesser headache than local shops because

It gets delivered to your doorstep

 

[Mohur]

I think online is lesser headache than local shops because

It gets delivered to your doorstep

Yes for the monthly fixed medicines online is great but not for emergency medicines that you need today

 

[Wealth is my birth right!]

There's margin for store chains like MedPlus as they are a listed company at the end of the day.

Not so much for local shops

Whatever they get on bulk orders that’s fine but giving 20% to customers it’s a real boon to us👍

 

[cch]

@cch but I get medicine immediately from offline shops. Less headache for a busy person. Yes, online is always going to be cheaper

I order medicines for a month and 1mg delivers on the same day, also easier to track bills for pre post hospitalisation reimbursements in case someone gets admitted and same order takes less than 2 mins to place. I find it more convenient.

 

[Slayer]

Whatever they get on bulk orders that’s fine but giving 20% to customers it’s a real boon to us👍

It's the same if you order on 1mg, as i've done a comparison of medicine prices

 

[Slayer]

I order medicines for a month and 1mg delivers on the same day, also easier to track bills for pre post hospitalisation reimbursements in case someone gets admitted and same order takes less than 2 mins to place. I find it more convenient.

They don't have same day delivery for a lot of pincodes

 

[anish1516]

why are you using 1mg? i have used many websites for medicines and found it to be the most expensive one. I have 5k per month medicine bill and i always buy from netmeds or pharmeasy these two are always cheaper for me.

1Mg is rarely late or cancel orders. I ordered through NetMeds and the product was not even dispatched on my expected delivery data. Flipkart Medicine is another A Hole they straight away cancelled my order with no notification whatsoever no mails no message and I was waiting the item to be delivered as a fool.

 

[Slayer]

1Mg is rarely late or cancel orders. I ordered through NetMeds and the product was not even dispatched on my expected delivery data. Flipkart Medicine is another A Hole they straight away cancelled my order with no notification whatsoever no mails no message and I was waiting the item to be delivered as a fool.

1mg had been good before being acquired by Tata and they're good even now
Close second is Pharmeasy

 

[Vipsssy]

Try Apollo Pharmacy as well (online) They also have 3-4 hours window of delivery (atleast in Mumbai)

 

[ARV]

I buy my regular medicine from Pradhan Mantri Bhartiya Jan Aushadhi Kendra. They are almost 60-65% cheaper than branded ones. There was some trial and error in the beginning to check if the body adjusts to medicine. Of Course they are not the same brand as your doctor prescribes but will have the same medicine combination. I have been Saving a lot of money this way.

 

[Wealth is my birth right!]

It's the same if you order on 1mg, as i've done a comparison of medicine prices

1mg I heard they cancel order after 1 week waiting for medicines may be after tata acquisition some improvements there

 

[anish1516]

1mg I heard they cancel order after 1 week waiting for medicines may be after tata acquisition some improvements there

Yes this happens sometimes and pretty much predictable when I become bond and order some very cheap alternative of some medicine which I rarely even find in offline stores. With normal medicines of my parents never face any issues.

 

[TheMentalist]

Kotak cards offer 20% discount on 1mg on Wednesday(s) (combine with TSSS1MG coupon for further discounts) or you can buy from local Jan Aushadhi centres (as suggested above) which are the cheapest for generic medicines

 

[thebonginvestor]

My monthly medicine purchase ~ 8-10K. Axis Flipkart card gives 1.5% cashback on Flipkart Health+ (formerly known as SastaSundar, popular in WB, Odisha etc). Is there any other CC which gives better CB? What about SBI Cashback CC?