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I think he is saying to increase your credit limit of current HDFC cc to 8 lakhs in liu of FD (if you have exiting HDFC cc with less than 8 lakhs limit).Can you get Infinia the FD way now?
You have to close existing cc and get another one upon fd. It will be 80% of fd amount, and will show up as secured card in CIBIL.I have 30 lacs FD with Axis.
How can I lien it to increase my limit on Magnus Burgundy?
Axis will give you a secured credit card with limit upto 80% of the fixed deposit, but they will not give any good card or card of your choiceYou have to close existing cc and get another one upon fd. It will be 80% of fd amount, and will show up as secured card in CIBIL.
If RM/BM are helpful.
Yeah, these are general guidelines. That's why I mentioned RM/BM in last.Axis will give 80% of the fixed deposit as limit, but they will not give any good card.
They will give only Neo and My zone, I don't think you can get any card of your choice.
Also I think this applies for low income groups who don't have a CIBIL score and not to true Burgundy customers
Infinia was issued on FDs till last yr. They recently stopped and make it only for NRIsIf this was the case, then everyone would put fixed deposits in HDFC bank and try to get Infinia with a high limit.
Anyone can take FD card, not necessarily low income or newbies.Also I think this applies for low income groups who don't have a CIBIL score and not to true Burgundy customers
Premium support told me that the limit for a secured credit card against fixed deposit is up to 80%, not exactly 80% of the fixed deposit.Infinia was issued on FDs till last yr. They recently stopped and make it only for NRIs
Anyone can take FD card, not necessarily low income or newbies.
You can cannot lien for MB. I would suggest contacting RM, they could take approval from their side for higher limitsI have 30 lacs FD with Axis.
How can I lien it to increase my limit on Magnus Burgundy?
So far he has been very nice to me and not tried to worry me for marketing products like ULIPs.You can cannot lien for MB. I would suggest contacting RM, they could take approval from their side for higher limits
Bhai you are eligible for M4B (30K+GST) for that TRV.I have 30 lacs FD with Axis.
How can I lien it to increase my limit on Magnus Burgundy?
Am I missing something? Acha Are you looking for a secured card?Bhai you are eligible for M4B (30K+GST) for that TRV.
A card with higher limits. So, op is trying to lien his FD to increase limit, or get purely FD backed M4B card.Am I missing something? Acha Are you looking for a secured card?
Ohh OP has M4B already achaaaaa.A card with higher limits. So, op is trying to lien his FD to increase limit, or get purely FD backed card.
Just give him a good reason why you want extra limit. Also mention that you might move from Axis and close the account once FDs are matured, as current benefits are not worth while.So far he has been very nice to me and not tried to worry me for marketing products like ULIPs.
If I worry him for something like this and give him extra work, he may try to extract his pound of flesh in return!
About that, it's once in a whileIf I worry him for something like this and give him extra work, he may try to extract his pound of flesh in return!
I always push him to get things done for me.
Wo toh BM of a different branch, she asked me to shift my account to her branch but I didn't.Him? Her thi na
+Wo toh BM of a different branch, she asked me to shift my account to her branch but I didn't.
Attitude pasand ni aya ☠️